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Find Dental Insurance Agents Near You in Utica, NY

Browse dental insurance agents serving Utica, New York. Updated 2026-07-14.

The top-rated dental insurance agent in Utica, New York is Scott Grates - State Farm Insurance Agent, rated 5.0 stars across 291 reviews. Other highly rated options include Freeway Insurance, Matt Nimey Insurance Agency, AAA Utica. This directory lists 15 dental insurance agents serving Utica.

Showing 15 dental insurance agents in Utica, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Scott Grates - State Farm Insurance Agent430 Trenton Rd(315) 797-7763
2Freeway Insurance334 Genesee St(315) 567-4346
3Matt Nimey Insurance AgencyBy appointment Only, 2001 Bleecker St(315) 737-6099
4AAA Utica430 Court St(315) 797-5452
5Fidelis Care - Utica Community Office209 Elizabeth St(315) 703-0063
6BEACH AGENCY INC1111 Oriskany St W(315) 793-7626
7Scalzo Zogby & Wittig Inc120 Lomond Ct(315) 792-0000
8Arrow Health Insurance NY185 Genesee St(315) 257-7352
9Farmers Insurance - Michelle Santillo-Romano2400 Genesee St(315) 765-6531
10premium plan Insurance NY266 Genesee St(332) 334-6798
SG
430 Trenton Rd
Scott Grates - State Farm Insurance Agent
Dental Insurance Agent · Utica, NY

Scott Grates - State Farm Insurance Agent serves the Utica, New York metro area and the surrounding Oneida County region. The agency provides dental insurance plans that help individuals and families cover routine checkups, cleanings, and major procedures. Clients can discuss plan options in person at the local office located in Utica. A key service handled here includes coordinating coverage for preventive care and restorative treatments like fillings.

FI
334 Genesee St
Freeway Insurance
Dental Insurance Agent · Utica, NY

Freeway Insurance in Utica, New York distinguishes between one-time policy options for short-term dental needs and recurring plans that provide ongoing coverage for routine care and major procedures. As a Dental Insurance Agent, the company helps local residents select plans that fit their specific requirements for preventive visits, fillings, or more extensive work. Coverage typically includes cleanings, exams, and a portion of restorative treatments. Services are available on both a one-time and scheduled basis, with as-needed consultations for those seeking immediate plan adjustments.

MN
By appointment Only, 2001 Bleecker St
Matt Nimey Insurance Agency
Dental Insurance Agent · Utica, NY

Serving Utica, NY, and the surrounding communities, Matt Nimey Insurance Agency handles individual and family dental insurance plans. It connects local residents with coverage options that help manage routine cleanings, exams, and major procedures. The agency evaluates each client's specific needs and preferred network of dentists before presenting suitable plan choices. To handle a typical job, it first gathers details on the client's dental history and budget, then compares available policies to find a balanced fit for necessary care.

AU
430 Court St
AAA Utica
Dental Insurance Agent · Utica, NY

AAA Utica provides a broad range of dental insurance agent services to clients in Utica, NY, including policy selection and enrollment support. Its service offerings include assisting individuals with plan comparisons, explaining coverage details, and processing annual renewal paperwork. Maintenance plans typically involve coordinating with insurers to resolve billing issues and updating policy information for customers. The company services single-family homes, apartments, retail spaces, and restaurants with dental insurance needs.

FC
209 Elizabeth St
Fidelis Care - Utica Community Office
Dental Insurance Agent · Utica, NY

Fidelis Care - Utica Community Office serves local homeowners and businesses seeking dental insurance plans in the Utica area. The agency helps clients navigate plan options for routine checkups, advanced procedures, and specialist referrals. Working with multiple carriers, the agent provides guidance on selecting coverage that fits individual or group budgets and needs. Customers appreciate clear explanations of deductibles, copays, and network restrictions. The office also extends its dental insurance consultation services to residents and business owners in neighboring New Hartford and the broader Oneida County metro.

BA
1111 Oriskany St W
BEACH AGENCY INC
Dental Insurance Agent · Utica, NY

BEACH AGENCY INC in Utica, NY helps clients understand the difference between one-time dental insurance plans for short-term needs and recurring coverage designed for ongoing preventive and restorative care. Their role involves explaining how local policies address common procedures like cleanings, fillings, and major work. These agents typically simplify plan selection by matching individual or family requirements with available network options in the area. Services from this company are provided on an as-needed basis, allowing clients to schedule consultations when they require guidance or policy changes.

SZ
120 Lomond Ct
Scalzo Zogby & Wittig Inc
Dental Insurance Agent · Utica, NY

Scalzo Zogby & Wittig Inc specializes in connecting individuals and families with suitable dental insurance plans, tailoring options to meet diverse coverage needs. The company assists Utica-area clients in navigating the complexities of policy selection and enrollment, coordinating with various providers to secure beneficial terms. During the end-of-year open enrollment period, it focuses on helping clients review changes and make timely decisions to ensure uninterrupted coverage for necessary treatments.

AH
185 Genesee St
Arrow Health Insurance NY
Dental Insurance Agent · Utica, NY

With the arrival of the new year, many Utica residents begin searching for affordable dental coverage to address routine checkups and sudden tooth pain. Arrow Health Insurance NY serves as a local dental insurance agent, helping individuals and families review available plan options that fit their budget and preferred providers. Navigating the details of deductibles, waiting periods, and network restrictions can be confusing, but the agent clarifies these factors before a policy purchase. The first step typically involves a free consultation to assess current oral health needs and compare suitable plans.

FI
2400 Genesee St
Farmers Insurance - Michelle Santillo-Romano
Dental Insurance Agent · Utica, NY

Farmers Insurance - Michelle Santillo-Romano offers dental insurance agent services to individuals and families in Utica, New York. This agency assists clients in selecting dental coverage plans that help manage routine checkups and unexpected oral procedures. It provides guidance on policy options and enrollment. The company serves a range of commercial sectors, including local offices, warehouses, and food service establishments.

PP
266 Genesee St
premium plan Insurance NY
Dental Insurance Agent · Utica, NY
SI
106 Genesee St
Success Insurance Utica
Dental Insurance Agent · Utica, NY
(315) 230-0287
monitorlife.com
GM
409 Court St
Good Move Insurance Co
Dental Insurance Agent · Utica, NY
(332) 208-9821
BS
334 Genesee St
Barry Scott Agency
Dental Insurance Agent · Utica, NY
(315) 733-0015
DI
1021 Mohawk St
Diversity Insurance Agency
Dental Insurance Agent · Utica, NY
(315) 678-0000
HF
102 Business Park Dr STE 2
Haylor Freyer & Coon Inc
Dental Insurance Agent · Utica, NY
(315) 734-9386
haylor.com

What Does a a Dental Insurance Agent in Utica Cost?

Typical costs for a dental insurance agent in New York are often paid by commission from the insurance carrier, so there is usually no direct fee to you. However, some agents may charge a consultation fee ranging from 50 to 200 dollars for complex cases. Plan premiums in Utica vary widely from 20 to 80 dollars per month for individual coverage depending on benefits and network. This is general information and not insurance advice.

About dental insurance agents in Utica

A dental insurance agent in Utica New York can help you compare plans from multiple carriers and understand your coverage options. New York law requires agents to be licensed by the Department of Financial Services and to follow strict disclosure rules. Local agents know the Utica market and can guide you through open enrollment or special enrollment periods.

Frequently Asked Questions

What does a dental insurance agent in Utica do?

A dental insurance agent helps you review and select dental plans that fit your needs and budget. They explain plan terms, such as deductibles and annual maximums, and assist with claims or appeals. Agents in New York must follow state regulations on transparency and cannot recommend plans without proper disclosure.

How do I choose a dental insurance agent in Utica?

Look for an agent licensed in New York with experience in individual or group dental plans. Check their standing with the New York Department of Financial Services online. Ask about their carrier network and whether they offer plans from multiple insurers.

Are there New York laws that affect dental insurance plans?

Yes, New York requires all dental plans to cover certain preventive services like cleanings and x-rays without a deductible. The state also mandates a minimum annual benefit of at least 1,000 for individual plans. Agents must explain these requirements when presenting options.

Dental Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each dental insurance agent's credentials and current standing with your state Department of Insurance.