The top-rated dental insurance agent in Providence, Rhode Island is Cross Insurance, rated 4.9 stars across 898 reviews. Other highly rated options include Podmaska Insurance Agency Inc, Wilson Insurance Agency, Insurance Leader. This directory lists 15 dental insurance agents serving Providence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cross Insurance | 291 Promenade St | (401) 431-9200 |
| 2 | Podmaska Insurance Agency Inc | 1309 Chalkstone Ave | (401) 272-5444 |
| 3 | Wilson Insurance Agency | 723 Atwells Ave | (401) 453-6659 |
| 4 | Insurance Leader | 1237 Elmwood Ave | (401) 781-1810 |
| 5 | Guzman Insurance Group, LLC: Allstate Insurance | 1214 Broad St Lowr Level | (401) 785-0806 |
| 6 | World Insurance Associates LLC | 477 Elmwood Ave | (401) 572-3303 |
| 7 | Farmington Insurance Agency | 24 Farmington Ave | (401) 944-2230 |
| 8 | Lefebvre Insurance Agency, Inc. | 839 N Main St | (401) 273-0022 |
| 9 | Blue Cross & Blue Shield of Rhode Island | 500 Exchange St | (401) 459-1000 |
| 10 | Reliance Financial Group | 2 Charles St ste 3 Suite 200A | (401) 206-4446 |
Cross Insurance serves the Providence, Rhode Island metropolitan area as a dental insurance agent. The company assists local individuals, families, and employers in navigating the complexities of dental coverage. It helps clients compare various dental plans, including those focused on preventive care and major restorative procedures. By working with several insurance carriers, the agent aims to match each customer with a plan that fits their budget and treatment needs. Cross Insurance specifically handles the enrollment process for individual dental policies and employer-sponsored group dental benefits.
Podmaska Insurance Agency Inc in Providence, RI provides dental insurance agents who assist individuals and families in selecting suitable coverage plans. These agents explain the details of various policies, helping clients understand premiums, deductibles, and network options. They also offer ongoing support for plan maintenance, including annual renewals and coverage adjustments as needs change. The agency serves properties such as single-family homes, apartments, retail establishments, and restaurants, ensuring that both private residents and local businesses have access to appropriate dental insurance solutions.
Wilson Insurance Agency serves Providence, Rhode Island, and the surrounding communities. It handles dental insurance plans, helping individuals and families find coverage that fits their needs and budget. The company works with area residents to explain policy options, from basic preventive care to major restorative procedures. For each typical job, it begins by reviewing the client’s current coverage requirements and personal preferences. It then compares available plans from different carriers and provides clear, straightforward guidance to help the client make an informed selection during the enrollment process.
Insurance Leader in Providence, RI helps clients understand the difference between a one-time dental insurance plan, which covers a single procedure or visit, and a recurring service option that provides ongoing preventive and restorative coverage. Their agents assist customers in selecting appropriate individual or family policies from available carriers, ensuring necessary treatments are within chosen benefits. Service runs on either a one-time or an as-needed basis depending on each client’s requirements.
Guzman Insurance Group, LLC: Allstate Insurance specializes in providing dental insurance agent services for individuals and families in Providence, RI. Guzman Insurance Group also offers general assistance with comparing dental plans and navigating enrollment requirements for local coverage options. Many people seek help with understanding annual maximums and waiting periods for major procedures. During open enrollment periods, the agency frequently helps clients confirm that their preferred dentists remain in network for the upcoming year.
As the seasons change in Providence, many families seek to secure their oral health coverage amid shifting employer benefits. World Insurance Associates LLC helps local residents navigate these plans, connecting them with policies that fit individual budgets and treatment needs. The company focuses on explaining preventive care allowances, major procedure copayments, and network options clearly. Before recommending any specific dental plan, an agent typically conducts a thorough review of the subscriber’s current coverage and expected dental visits for the upcoming cycle.
Farmington Insurance Agency works with individuals and groups in Providence to identify suitable health coverage plans, with a specialized focus on dental insurance solutions that help clients manage routine care and major procedures. Navigating plan options and network restrictions requires careful review, which the agency supports through personalized consultations. The agency assists a variety of commercial sectors, including office environments seeking employee benefits, warehouse operations needing flexible group plans, and food service businesses looking to offer practical dental coverage.
Lefebvre Insurance Agency, Inc. serves residents in Providence, Rhode Island, by helping them select individual dental plans that meet their needs. The agency also assists local businesses in obtaining group dental coverage for their employees. Their service area encompasses Providence and the surrounding communities. After an initial enrollment, the agency contacts clients before their next plan renewal to confirm their coverage still fits. This follow-up ensures adjustments are made between regular dental visits when needs or budgets may change.
Blue Cross & Blue Shield of Rhode Island serves individuals, families, and local businesses in Providence by helping them select dental insurance plans. It simplifies policy comparisons and enrolls clients in coverage that fits their budgets and dental care needs. The agency explains plan details, manages paperwork, and provides ongoing support for claims and renewals. Its advisors work directly with area residents and employers to find suitable options from available carriers. Blue Cross & Blue Shield of Rhode Island also covers clients in neighboring East Providence and across the greater Providence metro area.
What Does a a Dental Insurance Agent in Providence Cost?
Typical costs for dental insurance plans in Rhode Island range from 20 to 60 dollars per month for an individual plan and 50 to 150 dollars per month for a family plan. Agent services are usually free to consumers because agents earn commissions from insurance carriers. Costs vary based on plan type, coverage level, and network. This is general information and not insurance advice.
About dental insurance agents in Providence
Dental insurance agents in Providence, Rhode Island help individuals and families compare plans from major carriers like Delta Dental and MetLife. Rhode Island law requires all health insurance plans sold through HealthSource RI to include pediatric dental coverage. An agent can explain how these rules affect your options and help you enroll during the annual open enrollment period or a special enrollment period.
Frequently Asked Questions
What does a dental insurance agent in Providence do?
A dental insurance agent helps you review and compare dental plans from different insurance companies. They explain coverage details, premiums, deductibles, and out-of-pocket costs. They do not provide legal advice or handle claims disputes.
How do I choose a dental insurance plan in Rhode Island?
Consider your preferred dentist, monthly budget, and expected dental work. Rhode Island agents can show you plans with different networks and coverage levels. They can also explain how the state's pediatric dental mandate affects family plans.
Are there any Rhode Island laws that affect dental insurance?
Yes, Rhode Island law requires all qualified health plans to include pediatric dental coverage for children under age 19. Additionally, the state has a 30-day grace period for premium payments on individual plans. An agent can help you understand these rules.
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