The top-rated disability insurance agent in Fairbanks, Alaska is Shannon Fortune - State Farm Insurance Agent, rated 4.9 stars across 480 reviews. Other highly rated options include Matthew Raymond - State Farm Insurance Agent, Dave Mongold: Allstate Insurance, Jim Kelly - State Farm Insurance Agent. This directory lists 20 disability insurance agents serving Fairbanks.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shannon Fortune - State Farm Insurance Agent | 322 Old Steese Hwy Unit 6 | (907) 452-1385 |
| 2 | Matthew Raymond - State Farm Insurance Agent | 1600 Indiana Ave | (907) 452-6015 |
| 3 | Dave Mongold: Allstate Insurance | 230 Old Steese Hwy | (907) 452-4260 |
| 4 | Jim Kelly - State Farm Insurance Agent | 1401 S Turner St | (907) 457-3276 |
| 5 | Chris Marok: Allstate Insurance | 59 College Rd Ste 205 | (907) 452-5664 |
| 6 | Loa Carroll-Hubbard: Allstate Insurance | 208 Gaffney Rd | (907) 474-8002 |
| 7 | Laura Brugger - COUNTRY Financial Representative | 751 7th Ave A | (907) 458-7474 |
| 8 | Dunlap Agency, Inc. | 794 University Ave #101 | (907) 456-5202 |
| 9 | Dick Randolph - State Farm Insurance Agent | 610 12th Ave | (907) 456-7787 |
| 10 | Angela Ritchie - COUNTRY Financial Agent | 505 Old Steese Hwy Ste 115 | (907) 452-3669 |
Shannon Fortune - State Farm Insurance Agent serves the Fairbanks, Alaska area with a focus on disability insurance coverage. This agency helps clients understand the value of protecting their income against unexpected health issues or injuries. Professionals and self-employed individuals often seek policies that provide monthly benefits during recovery periods. Additional services include short-term and long-term disability plans designed to maintain financial stability when a person cannot work due to a medical condition.
Matthew Raymond - State Farm Insurance Agent in Fairbanks, AK, offers disability insurance services, helping clients protect their income if illness or injury prevents work. The agency assists with policy selection, application, and ongoing service needs, including policy reviews and claims support. Clients can receive personalized guidance on coverage options tailored to various personal and professional situations. The agency serves individuals in single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, renters, and small businesses in the Fairbanks area, Dave Mongold: Allstate Insurance offers disability insurance agent services that help protect income if a health issue prevents work. Comprehensive policies assist clients in covering daily living expenses and essential bills during an injury or illness recovery period. Residents seeking guidance on customized coverage options can consult this local agency. It also serves neighboring communities such as North Pole and the broader Tanana Valley region.
Serving Fairbanks and the surrounding Interior Alaska communities, Jim Kelly’s office handles disability insurance coverage for local individuals and families. The agency works with clients to understand their specific income protection needs and policy options. It provides guidance on how disability insurance can help replace lost earnings if an injury or illness prevents work. The typical job begins with a personal consultation to discuss risks and earnings, then proceeds to compare plans that fit the client’s budget and occupation, concluding by helping them complete the application process.
Chris Marok: Allstate Insurance in Fairbanks, AK, assists clients in distinguishing between one-time disability income replacement needs and recurring protection against long-term loss of earnings. Coverage is tailored to address local employment risks, helping policyholders maintain financial stability if illness or injury prevents work. Services operate on either a scheduled consultation basis for initial policy setup or on an as-needed claim support basis.
Loa Carroll-Hubbard: Allstate Insurance offers disability insurance agent services in Fairbanks, Alaska, focusing on income protection plans that replace a portion of earnings if a client becomes unable to work due to illness or injury. The general work includes reviewing individual policies, explaining benefit periods, and coordinating with employers or private plans to ensure appropriate coverage. This service helps Fairbanks residents prepare for the financial gaps that can arise during the long, harsh winter months when seasonal employment or severe weather may disrupt regular work schedules.
Fairbanks winter weather can cause unexpected falls and injuries that disrupt work and income. Laura Brugger, as a COUNTRY Financial Representative in Fairbanks, helps clients secure disability insurance to replace lost wages during such recovery periods. This coverage provides financial stability when an illness or accident prevents someone from working. The service focuses on tailoring plans to individual needs, ensuring that protection aligns with each person’s specific occupation and lifestyle. Consultations begin with a simple assessment of current coverage gaps and income requirements.
Dunlap Agency, Inc. works with individuals and businesses in Fairbanks, Alaska, to secure financial protection against income loss due to injury or illness. As a dedicated disability insurance agent, it specializes in adding long-term and short-term disability policies to existing benefit plans. These policies are designed for various local commercial sectors, including corporate offices, warehouses, and food service operations.
Dick Randolph - State Farm Insurance Agent in Fairbanks, AK, serves residential clients by helping them secure disability insurance policies that provide income protection if they cannot work. Commercial coverage is also available for local business owners seeking disability benefits for their employees or themselves. Services are provided throughout the Fairbanks area with a focus on clear policy explanations. Clients often return for annual plan reviews, and the office maintains follow-up contact between regular visits to address any changes in coverage needs.
Angela Ritchie - COUNTRY Financial Agent in Fairbanks, AK, is recognized for offering disability insurance to protect income against unexpected illness or injury. The agency serves individuals and local businesses seeking to safeguard financial stability through tailored coverage plans. Angela Ritchie helps clients understand policy options that replace a portion of lost wages during recovery periods. She also provides guidance on integrating disability insurance with broader financial strategies. Add-on services include coordinating short-term and long-term disability benefits for self-employed professionals in the Fairbanks region.
What Does a a Disability Insurance Agent in Fairbanks Cost?
Disability insurance premiums in Alaska typically range from 1 percent to 3 percent of your annual income. For a 40 year old earning 60,000 dollars per year, a policy might cost between 600 and 1,800 dollars annually. Costs vary based on age, health, occupation, benefit amount, and waiting period. This is general information, not insurance advice.
About disability insurance agents in Fairbanks
Disability insurance agents in Fairbanks help individuals and businesses find coverage that protects income if injury or illness prevents work. Alaska law requires certain disclosure rules for insurance sales, and agents must be licensed by the Alaska Division of Insurance. Local agents understand the unique risks of living and working in Interior Alaska, such as extreme weather and remote job sites.
Frequently Asked Questions
What does a disability insurance agent in Fairbanks do?
A disability insurance agent helps you compare policies from different carriers to find a plan that fits your budget and needs. They explain policy terms, exclusions, and benefit periods. In Alaska, agents must follow state regulations on replacement of existing policies.
How long do I have to file a disability claim in Alaska?
Alaska does not have a single statute of limitations for all disability claims. Private policy deadlines vary by contract, often 30 to 90 days after a loss. For state or federal programs, different rules apply, so check your specific policy or program guidelines.
Are disability insurance premiums tax deductible in Alaska?
Premiums paid with after-tax dollars are generally not tax deductible. However, if you are self-employed and pay premiums yourself, you may deduct them as a business expense. Alaska has no state income tax, so there is no state deduction for premiums.