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Find Disability Insurance Agents Near You in Aptos, CA
Compare disability insurance agents in Aptos. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Aptos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 3 disability insurance agents in Aptos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Grace Lynn Karisli - State Farm Insurance Agent
7010 Soquel Dr #204, Aptos, CA 95003
(831) 688-4820
gracekarisli.net
Santa Cruz Insurance Services
7397 Soquel Dr, Aptos, CA 95003
(831) 688-1434
santacruzinsurance.com
Scurich Insurance Services
783 Rio Del Mar Blvd STE 7, Aptos, CA 95003
(831) 661-5697
scurichinsurance.com
A disability insurance agent in Aptos California can help you understand your policy options and file claims. California law requires employers to provide State Disability Insurance (SDI) through payroll deductions, but private agents can assist with supplemental coverage. Working with a local agent ensures you receive guidance tailored to Santa Cruz County regulations and California specific benefit rules.
What Does a Disability Insurance Agent in Aptos Cost?
Disability insurance agent services in California typically do not charge a separate fee because they earn commissions from the insurance company. Policy premiums for private disability insurance range from 1% to 3% of your annual income depending on your age health and coverage amount. For example a 40 year old earning 100000 per year might pay 100 to 300 per month for a policy that replaces 60% of income. Costs vary by situation and insurer. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Aptos do?
A disability insurance agent helps you choose a policy that fits your needs and assists with the claims process. They explain California SDI rules and private policy terms so you know your rights. Agents do not provide legal advice but can guide you through paperwork and deadlines.
How long do I have to file a disability claim in California?
In California you must file a claim for State Disability Insurance within 49 days of becoming disabled. For private policies the deadline varies by contract often 30 to 90 days. An agent can help you track these time limits to avoid missing them.
Are disability insurance agents in Aptos licensed in California?
Yes all disability insurance agents in California must hold a valid license from the California Department of Insurance. You can verify an agents license on the CDI website. This ensures they follow state regulations and ethical standards.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.