The top-rated disability insurance agent in Bellflower, California is Eduardo Mendoza - State Farm Insurance Agent, rated 4.9 stars across 407 reviews. Other highly rated options include Emperor Tax and Insurance Center, Ena Alcaraz - State Farm Insurance Agent, Lucilas Insurance Services. This directory lists 20 disability insurance agents serving Bellflower.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eduardo Mendoza - State Farm Insurance Agent | 16731 Bellflower Blvd | (323) 581-8270 |
| 2 | Emperor Tax and Insurance Center | 9529 Artesia Blvd ste A | (562) 866-5989 |
| 3 | Ena Alcaraz - State Farm Insurance Agent | 17814 Woodruff Ave #1 | (562) 866-2250 |
| 4 | Lucilas Insurance Services | 14345 Clark Ave | (562) 222-4479 |
| 5 | Daniel Trejo Insurance Agency Inc | 17437 Bellflower Blvd | (562) 408-3001 |
| 6 | SER Insurance Solutions | 17822 Bellflower Blvd | (562) 916-3214 |
| 7 | Gabriel Vatkin: Allstate Insurance | 10207 Rosecrans Ave | (562) 925-6521 |
| 8 | Policy Pilot Insurance Agent Inc. DBA, Policy Pilot Insurance Services | 17434 Bellflower Blvd Ste 200-168 | (562) 239-7960 |
| 9 | California Exchange Insurance Center | 17139 Bellflower Blvd | (562) 731-0680 |
| 10 | Grace French: Allstate Insurance | 10450 Artesia Blvd Ste C | (562) 867-1682 |
Eduardo Mendoza - State Farm Insurance Agent serves the Bellflower, California area, specializing in disability insurance coverage. As a local agency, it assists residents in understanding how disability insurance can replace a portion of income if illness or injury prevents them from working. The agent helps clients evaluate options for both short-term and long-term disability protection policies to fit their specific needs.
Emperor Tax and Insurance Center provides disability insurance agent services for individuals in Bellflower, CA, focusing on income protection solutions. Their service approach includes evaluating client needs to identify suitable coverage options and managing policy details throughout the term. Ongoing maintenance involves assisting with claims filing and adjusting policy provisions as life circumstances change. Understanding the risks of lost wages, the agent works with residents and property owners. The company serves clients associated with single-family homes, apartments, retail, and restaurants.
Enan Alcaraz - State Farm Insurance Agent in Bellflower, California, serves local homeowners, renters, and small business owners seeking disability income protection. The agency helps clients understand how disability insurance can replace a portion of their earnings if an illness or injury prevents them from working. Policies are tailored to individual occupations and financial situations, providing essential support during recovery. The agent also assists property managers and self-employed professionals in Bellflower with comprehensive coverage strategies. Service extends to surrounding communities in southeastern Los Angeles County, including Lakewood and Long Beach.
Lucilas Insurance Services serves Bellflower and the surrounding communities of southeastern Los Angeles County, handling disability insurance for local professionals and self-employed individuals seeking income protection. The firm concentrates on both short-term and long-term disability policies to replace wages during unexpected illness or injury. Its standard approach involves assessing each client’s occupation, eliminating unnecessary riders, and submitting a clean application to underwriters within the industry’s standard processing timelines.
Daniel Trejo Insurance Agency Inc in Bellflower, CA helps clients understand the difference between one-time disability policies, which cover a single period of income loss, and recurring disability insurance, which provides ongoing protection for long-term impairments. The company advises on coverage limits, elimination periods, and benefit durations to tailor plans for local professionals and business owners. Service is provided strictly on an as-needed basis, allowing clients to request consultations or policy reviews whenever their disability coverage needs arise.
In coastal Bellflower, residents often face health challenges that can disrupt income, and SER Insurance Solutions addresses this need by guiding local workers toward suitable disability coverage. Represented as a disability insurance agent serving the Bellflower area, the company assists clients with understanding policy options that protect earnings during illness or injury. For those seeking personalized protection, the initial step involves scheduling an informational appointment to review current employment benefits and assess coverage gaps.
Gabriel Vatkin: Allstate Insurance in Bellflower, CA, provides disability insurance agent services, offering coverage that replaces a portion of income if a health condition prevents working. The agency also handles other personal insurance needs for the local community. Clients typically work with the agent to evaluate policy options that align with their specific employment situations and financial obligations. When the winter season approaches, the office can help those in outdoor or manual labor roles review their policies for coverage related to seasonal injury risks.
Policy Pilot Insurance Agent Inc., doing business as Policy Pilot Insurance Services, in Bellflower, California, is known for guiding residents through the process of obtaining disability insurance. The company helps clients explore income protection plans that can replace a portion of earnings if an injury or illness prevents them from working. Its services cover policy comparisons across various insurers, ensuring individuals find coverage that matches their specific financial needs and occupation risks. Policy Pilot Insurance also offers specialized assistance in structuring short-term and long-term disability benefit periods for local professionals.
California Exchange Insurance Center serves residents in and around Bellflower, California, by offering disability insurance policies that help replace income during injury or illness. The agency also provides commercial disability coverage for local businesses seeking to protect their employees and operations. Its service area extends throughout Bellflower and nearby communities. Policyholders are encouraged to contact the office for follow-up coverage reviews or policy adjustments between regular periodic visits to address changing personal or professional needs.
Grace French: Allstate Insurance provides professional assistance in securing disability insurance coverage for individuals in Bellflower, California. The company focuses on policies that replace a portion of income if a client is unable to work due to illness or injury. These offerings can be structured as short-term or long-term protection to meet varied financial needs. The agency serves a range of commercial customers, including professionals in local offices, warehouse operations, and food service establishments.
What Does a a Disability Insurance Agent in Bellflower Cost?
Disability insurance costs in California typically range from 1% to 3% of your annual income for a policy that replaces 60% of your salary. For a 40-year-old earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Premiums vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.
About disability insurance agents in Bellflower
Disability insurance agents in Bellflower California help residents understand and secure income protection policies. California law requires employers to provide State Disability Insurance (SDI) but private agents can supplement this with additional coverage. Local agents guide clients through policy options and claims processes specific to California regulations.
Frequently Asked Questions
What does a disability insurance agent in Bellflower do?
A disability insurance agent helps you find and purchase a policy that pays part of your income if you become unable to work. They explain policy terms, compare plans from different insurers, and assist with filing claims. In California agents must be licensed by the state Department of Insurance.
How is California SDI different from private disability insurance?
California SDI is a state-run program that provides short-term benefits for non-work injuries or illnesses. Private disability insurance offers longer coverage and higher benefit amounts. An agent can help you decide if private coverage is needed to fill gaps left by SDI.
When should I contact a disability insurance agent in Bellflower?
Contact an agent before you become disabled to secure coverage. If you already have a policy and need to file a claim, an agent can explain the process and required documentation. California law gives you 49 days to file an SDI claim from your first day of disability.
Disability Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Bell · Bell Gardens · Benicia · Berkeley