The top-rated disability insurance agent in Campbell, California is Aaron Sessions - State Farm Insurance Agent, rated 5.0 stars across 711 reviews. Other highly rated options include John Wheeler - State Farm Insurance Agent, Joe Frangieh - State Farm Insurance Agent, Alexandra Anderson - State Farm Insurance Agent. This directory lists 20 disability insurance agents serving Campbell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Aaron Sessions - State Farm Insurance Agent | 3001 S Winchester Blvd c | (408) 866-7766 |
| 2 | John Wheeler - State Farm Insurance Agent | 2523 Winchester Blvd Ste G | (408) 378-3403 |
| 3 | Joe Frangieh - State Farm Insurance Agent | 120 W Campbell Ave Ste A | (408) 793-8303 |
| 4 | Alexandra Anderson - State Farm Insurance Agent | 1865 S Winchester Blvd Suite 100 | (408) 371-8181 |
| 5 | Mike Myers - State Farm Insurance Agent | 250 E Hamilton Ave Ste B | (408) 412-8585 |
| 6 | Guardus Insurance Services Inc. | 281 E Hamilton Ave #5 | (408) 201-9410 |
| 7 | Angela Frangieh - State Farm Insurance Agent | 120 W Campbell Ave Ste A | (408) 260-3370 |
| 8 | old glory insurance services | 900 E Hamilton Ave | (408) 687-5599 |
| 9 | Frank Mercado: Allstate Insurance | 257 E Campbell Ave #1 | (408) 374-8640 |
| 10 | Coverage Plus Insurance Agency | 750 E McGlincy Ln STE 109 | (408) 626-7800 |
Aaron Sessions - State Farm Insurance Agent serves Santa Clara County and the surrounding region from its Campbell, California location. The agency provides disability insurance agent services, helping local residents and professionals protect their income against unforeseen illness or injury. Clients can rely on this office for guidance in evaluating long-term disability plans. Specific services it handles in this area include short-term disability coverage and individual disability income protection policies.
John Wheeler - State Farm Insurance Agent in Campbell, CA, offers a comprehensive range of disability insurance services to help protect local incomes during times of illness or injury. The agency works with clients to understand their specific coverage needs and provides routine policy reviews to ensure plans remain aligned with changing circumstances. It emphasizes clear guidance through the application and claims process. This service area includes individuals residing in single-family homes, apartments, retail employees, and those working in restaurants in the Campbell community.
Joe Frangieh - State Farm Insurance Agent in Campbell, California, serves local homeowners, renters, and small business owners seeking disability insurance protection. The agency helps individuals and families secure coverage that replaces income if an accident or illness prevents them from working. It also assists self-employed professionals in Campbell with policies designed to safeguard their livelihood. Service extends throughout the South Bay, including coverage for clients in nearby San Jose and throughout Santa Clara County.
Alexandra Anderson - State Farm Insurance Agent serves clients in Campbell, California, and the surrounding communities of the South Bay area. The agency handles disability insurance, which provides partial income replacement when a policyholder cannot work due to illness or injury. This type of coverage helps protect a person’s earnings and financial stability during a recovery period. The agent typically works with individuals to discuss their income needs and then guides them through the process of selecting a plan that fits their specific situation.
Disability insurance can be obtained as a one-time policy for long-term needs or as a recurring coverage option that renews periodically to adjust to changing circumstances. For residents in Campbell, California, an agent like Mike Myers with State Farm Insurance helps clients explore policies that replace a portion of income during a disabling illness or injury. This service frequently operates on an as-needed basis, allowing individuals to schedule a consultation when their personal or financial situation prompts a review of their coverage requirements.
Guardus Insurance Services Inc. in Campbell offers specialized disability insurance agent services, focusing on income protection for professionals in the local area. The firm works with individuals seeking to safeguard their earnings against unexpected medical conditions that prevent them from working. Its general service work includes evaluating client needs and guiding them through policy options that provide long-term financial security. As seasonal or situational concerns arise, the company frequently assists self-employed contractors during tax season when they reassess their coverage gaps.
As Bay Area residents begin to assess their financial protections for the new year, Angela Frangieh - State Farm Insurance Agent in Campbell provides disability insurance coverage that supports income if an illness or injury prevents work. This local agency serves clients throughout Santa Clara County, helping them understand how disability insurance can supplement savings and employer benefits. The process starts with an initial meeting to review current coverage and personal income needs before any policy recommendation.
Old Glory Insurance Services in Campbell, California, focuses on helping individuals and businesses secure disability income protection. As a disability insurance agent, the company assists clients in understanding policy options that provide financial support if an injury or illness prevents them from working. This specialty adds a critical layer of financial planning for protecting personal earnings. The agent works with a range of commercial sectors, including offices, warehouses, and food service operations, tailoring coverage to the specific needs of each workplace environment.
Frank Mercado operates as a disability insurance agent in Campbell, California, serving the residential needs of local families who seek income protection against illness or injury. For commercial clients in the broader Campbell area, the agency provides tailored coverage options that help businesses manage employee disability risks. Each policy is designed to offer essential financial safeguards during unexpected periods of inability to work. Clients can return for policy reviews or adjustments to their coverage between regular visits, ensuring their protection remains appropriate for changing circumstances.
Coverage Plus Insurance Agency in Campbell, CA is known for helping individuals and families find appropriate disability insurance policies to protect their income. The agency serves a range of clients, from self-employed professionals to corporate employees, by offering guidance on various plan options that provide financial security in the event of an injury or illness. A specialty service the agency can add on is reviewing existing disability policies to identify coverage gaps and recommend adjustments for better protection.
What Does a a Disability Insurance Agent in Campbell Cost?
Disability insurance costs in California vary by age, health, occupation, and benefit amount. Typical monthly premiums range from 1 percent to 3 percent of your annual income. For example a 40 year old office worker might pay 50 to 150 dollars per month for a policy covering 60 percent of income. Costs are higher for high risk occupations or longer benefit periods. This is general information and not insurance advice.
About disability insurance agents in Campbell
Disability insurance agents in Campbell California help residents and workers protect their income if they cannot work due to illness or injury. California has specific state disability insurance (SDI) programs that work alongside private policies. A local agent can explain how private coverage coordinates with state benefits like Paid Family Leave and State Disability Insurance.
Frequently Asked Questions
What does a disability insurance agent in Campbell do?
A disability insurance agent helps you compare policies from different carriers, explains California specific rules such as the 7 day waiting period for SDI, and assists with filing claims. They do not provide legal advice but can guide you on policy options.
How do California disability benefits work with private insurance?
California requires employers to provide SDI coverage through payroll deductions. Private disability insurance can supplement SDI to replace more of your income. An agent in Campbell can show you how to combine both for maximum protection.
Are disability insurance premiums tax deductible in California?
Premiums for individual disability insurance are generally not tax deductible in California. However benefits received from a policy you paid for with after tax dollars are usually tax free. An agent can explain the tax implications based on your situation.
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