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HomeDisability Insurance AgentsCalifornia › City of Atwater

Find Disability Insurance Agents Near You in City of Atwater, CA

Browse disability insurance agents serving City of Atwater, California. Updated 2026-07-14.

The top-rated disability insurance agent in City of Atwater, California is Tisha Miranda - State Farm Insurance Agent, rated 5.0 stars across 319 reviews. Other highly rated options include Rios Insurance Agency (The), Farmers Insurance - Daisy Salgado, Freeway Insurance. This directory lists 12 disability insurance agents serving City of Atwater.

Showing 12 disability insurance agents in City of Atwater, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tisha Miranda - State Farm Insurance Agent514 E Bellevue Rd(209) 358-3276
2Rios Insurance Agency (The)1215 Commerce Ave(209) 354-3000
3Farmers Insurance - Daisy Salgado1801 Elm Ave(209) 812-4020
4Freeway Insurance1805 Bellevue Rd Ste 1B(209) 225-9153
5Terry Solano - State Farm Insurance Agent1079 N Winton Way(209) 358-6877
6Peace & Grace Insurance Services1210 Third St(209) 812-4026
7Farmers Insurance - Susana Galindo248 E Bellevue Rd(209) 676-2045
8Farmers Insurance - Nereida Ochoa-Jantz1214 Third St(209) 276-0377
9Ever Providence Insurance Agency170 E Bellevue Rd(209) 381-8652
10Kilgore Insurance Agency2554 Alabama St suite b(209) 358-9100
TM
514 E Bellevue Rd
Tisha Miranda - State Farm Insurance Agent
Disability Insurance Agent · City of Atwater, CA

Tisha Miranda’s State Farm Insurance Agency serves the Atwater, California area with disability insurance agent services. The agency assists local residents in securing income protection policies designed to replace a portion of earnings if an illness or injury prevents them from working. A licensed professional guides clients through the different disability coverage options available in the region. The agency helps individuals understand benefit terms and waiting periods. Its services include evaluating short-term disability plans and explaining how long-term disability benefits can safeguard household financial stability.

RI
1215 Commerce Ave
Rios Insurance Agency (The)
Disability Insurance Agent · City of Atwater, CA

The Rios Insurance Agency in Atwater, California, provides disability insurance agency services, helping clients understand policy options that protect income during periods of medical leave. Their standard client support includes assisting with initial enrollment, explaining policy terms, and reviewing coverage needs on a periodic basis. The agency serves a variety of local property and business owners, including those with single-family homes, apartments, retail spaces, and restaurants.

FI
1801 Elm Ave
Farmers Insurance - Daisy Salgado
Disability Insurance Agent · City of Atwater, CA

Farmers Insurance - Daisy Salgado serves the City of Atwater, California, and the surrounding Merced County area as a Disability Insurance Agent. The company helps individuals and families secure coverage that replaces a portion of income during illnesses or injuries that prevent them from working. This protection is designed to safeguard financial stability when a policyholder cannot earn a paycheck. Among the specific services handled here are short-term disability policies, which cover temporary work absences, and long-term disability policies for extended periods of inability to work.

FI
1805 Bellevue Rd Ste 1B
Freeway Insurance
Disability Insurance Agent · City of Atwater, CA

Freeway Insurance provides disability insurance agent services to individuals and businesses in the Atwater, California area, helping clients secure coverage that replaces lost income due to illness or injury. It offers ongoing policy maintenance, including claims assistance and plan adjustments to meet changing needs. The insurance agent processes applications and supports clients through the underwriting and enrollment phases. Its coverage options serve a variety of properties, including single-family homes, apartments, retail locations, and restaurants.

TS
1079 N Winton Way
Terry Solano - State Farm Insurance Agent
Disability Insurance Agent · City of Atwater, CA

Some disability insurance needs are met with a single purchase, while others call for an ongoing policy to adapt over time. Terry Solano, a State Farm Insurance Agent in Atwater, CA, assists local residents with selecting disability coverage to provide income protection if illness or injury prevents work. The approach focuses on matching policy features to individual situations and long-term financial plans. Service arrangements are determined on an as-needed basis, accommodating clients when circumstances change or new coverage questions arise.

PG
1210 Third St
Peace & Grace Insurance Services
Disability Insurance Agent · City of Atwater, CA

Peace & Grace Insurance Services serves the City of Atwater and surrounding communities in Merced County. The agency handles disability insurance policies designed to provide income protection for local workers who become unable to perform their job duties due to illness or injury. It assists both individuals and small businesses in assessing coverage needs. For a typical case, the agent reviews the client’s occupation, current income, and existing benefits to match them with a suitable disability plan from its available carriers.

FI
248 E Bellevue Rd
Farmers Insurance - Susana Galindo
Disability Insurance Agent · City of Atwater, CA

As a disability insurance agent, Farmers Insurance - Susana Galindo focuses on helping individuals secure coverage that replaces a portion of income if they become unable to work due to illness or injury. The agency serves clients throughout Atwater, CA, guiding them through policy options to protect their earning potential. This includes assisting with initial enrollment and reviewing existing plans as life circumstances change. During seasonal employment shifts or unexpected health setbacks, the agency helps customers evaluate their coverage to ensure continued financial stability.

FI
1214 Third St
Farmers Insurance - Nereida Ochoa-Jantz
Disability Insurance Agent · City of Atwater, CA

As harvest season approaches in Atwater, many local residents seek income protection to safeguard against unforeseen injuries. Farmers Insurance – Nereida Ochoa-Jantz provides disability insurance services to help individuals replace lost wages when a medical condition prevents them from working. These policies typically cover a portion of regular earnings during recovery periods. The agency assists clients in Atwater by explaining benefit terms and coordinating policy selections. An initial assessment of the applicant’s occupational duties and health history begins the coverage process.

EP
170 E Bellevue Rd
Ever Providence Insurance Agency
Disability Insurance Agent · City of Atwater, CA
KI
2554 Alabama St suite b
Kilgore Insurance Agency
Disability Insurance Agent · City of Atwater, CA

Kilgore Insurance Agency serves residents in the City of Atwater, California, helping them secure individual disability income protection. The firm also offers commercial disability coverage for local small businesses and sole proprietors throughout the area. Their work focuses on explaining policy options such as elimination periods and benefit durations so clients can maintain financial stability during illness or injury. After an initial consultation and policy placement, the agent makes follow-up contact between regular visits to review any changes in the client’s health or occupation.

EI
1357 N Winton Way
Edmar Insurance & DMV Services
Disability Insurance Agent · City of Atwater, CA
(209) 390-4052
edmarinsurance.com
BI
574 E Bellevue Rd
Bellevue Insurance
Disability Insurance Agent · City of Atwater, CA
(209) 357-3441

What Does a a Disability Insurance Agent in City of Atwater Cost?

Disability insurance agent services in California typically do not charge a separate fee; instead, agents earn commissions from the insurance company, which are built into the policy premium. Premiums for individual disability insurance in California can range from 1% to 3% of your annual income, depending on your age, health, occupation, and benefit amount. For example, a 40-year-old office worker might pay between $100 and $300 per month for a policy that covers 60% of income. This is general information, not insurance advice.

About disability insurance agents in City of Atwater

A disability insurance agent in City of Atwater can help you find a policy that replaces part of your income if you cannot work due to illness or injury. California requires employers to provide State Disability Insurance (SDI) for most workers, but a private agent can help you get additional coverage. Working with a local agent ensures you understand how California SDI interacts with private plans.

Frequently Asked Questions

What does a disability insurance agent in Atwater do?

A disability insurance agent helps you compare policies from different insurers to find coverage that fits your needs and budget. They explain policy terms, waiting periods, and benefit amounts. In California, agents must be licensed by the state Department of Insurance.

How does California SDI affect private disability insurance?

California SDI provides short-term partial wage replacement for most employees, but it has a weekly benefit cap and a waiting period. A private disability insurance agent can help you get a policy that fills gaps in SDI coverage, such as higher benefit amounts or longer benefit periods.

What should I look for in a disability insurance agent in Atwater?

Look for an agent who is licensed in California and has experience with disability insurance. Ask about their knowledge of California-specific rules, such as the 7-day waiting period for SDI and how private policies coordinate with state benefits. Verify their license through the California Department of Insurance website.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.