The top-rated disability insurance agent in Claremont, California is Freeway Insurance, rated 4.9 stars across 1,000 reviews. Other highly rated options include Tony Freeman - State Farm Insurance Agent, Arturo Villagrana - State Farm Insurance Agent, Farmers Insurance - John Assaf. This directory lists 13 disability insurance agents serving Claremont.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 424 Auto Center Dr | (909) 545-6801 |
| 2 | Tony Freeman - State Farm Insurance Agent | 114 N Indian Hill Blvd | (909) 942-6464 |
| 3 | Arturo Villagrana - State Farm Insurance Agent | 140 W Foothill Blvd a | (909) 621-9935 |
| 4 | Farmers Insurance - John Assaf | 937 W Foothill Blvd # A | (909) 624-4224 |
| 5 | Goosehead Insurance The Zerpoli Agency | 358 W 4th St | (909) 966-4955 |
| 6 | Nona Tirre - State Farm Insurance Agent | 154 W San Jose Ave | (909) 620-2662 |
| 7 | Alsop & Associates Insurance Agency: Allstate Insurance | 323 S Indian Hill Blvd | (909) 675-0618 |
| 8 | John Forbing - State Farm Insurance Agent | 154 W San Jose Ave | (909) 623-8571 |
| 9 | Joey Cappelletti: Allstate Insurance | 1420 N Claremont Blvd #105b | (909) 626-7715 |
| 10 | Sundial Insurance Services | 1420 N Claremont Blvd #210 | (909) 399-3116 |
Freeway Insurance in Claremont, California, is known for helping residents secure disability income protection. The agency offers personalized guidance to self-employed individuals and local workers, assessing coverage options for short-term and long-term needs. Client consultations focus on bridging income gaps during unexpected illness or injury. A specialty service available includes adding a partial disability rider to base policies for flexible protection.
Tony Freeman - State Farm Insurance Agent serves the Claremont, California area and its surrounding communities. The company specializes in helping local residents secure disability insurance coverage to protect their income. This agent works with individuals to understand how an illness or injury could affect their financial stability. Policies offered can provide monthly benefits if someone becomes unable to work due to a covered condition. The agency commonly assists with short-term disability plans for temporary recovery periods and long-term disability policies for more extended protection needs.
Arturo Villagrana - State Farm Insurance Agent provides disability insurance coverage to individuals and businesses in Claremont, California. Services include policy consultations to help clients understand income protection needs and filing support during claims processes. Maintenance plans involve periodic policy reviews to adjust benefits as financial situations or health conditions change. The agency ensures that coverage aligns with current employment, lifestyle, and long-term planning goals. It services single-family homes, residential apartments, retail establishments, and local restaurants seeking to safeguard operations against unexpected disability interruptions.
Farmers Insurance - John Assaf in Claremont, CA serves homeowners, businesses, and property managers in the area by providing disability insurance agent services. These professionals help clients obtain coverage that replaces a portion of income if an illness or injury prevents them from working. The agency works closely with individuals and local enterprises to assess their specific needs. In addition to its Claremont office, the firm also covers clients in the neighboring community of Upland and throughout the eastern San Gabriel Valley.
Goosehead Insurance The Zerpoli Agency serves Claremont, California, and the surrounding Pomona Valley communities, handling disability insurance policies for local residents and professionals. The agency works with clients to understand their specific income protection needs and policy options. It guides individuals through the application process, helping to match medical and occupational information with suitable coverage. When a typical job begins, the agency first reviews the client’s current financial situation and employment circumstances to recommend an appropriate benefit structure.
Nona Tirre - State Farm Insurance Agent in Claremont, CA helps clients choose between one-time disability income replacement solutions and recurring disability benefits that pay out over an extended period. Coverage options are tailored to replace a portion of an individual's regular earnings if they become unable to work due to illness or injury. Service here is available on both a one-time policy setup basis and an as-needed schedule for ongoing claims support or plan adjustments.
Alsop & Associates Insurance Agency: Allstate Insurance serves the greater Claremont area, providing disability insurance agent services to local residents. The agency assists individuals and professionals in securing income protection policies designed to replace a portion of earnings if an illness or injury prevents them from working. It offers consultations to help clients understand benefit periods and elimination periods that shape coverage. The firm also handles individual disability policies suited for self-employed workers throughout the region.
As a disability insurance agent in Claremont, CA, John Forbing of State Farm specializes in helping individuals secure income protection against unexpected illnesses or injuries. The agency also provides general guidance on tailoring policies to fit varying personal and professional circumstances. Residents approaching retirement may consult this office about disability coverage designed to safeguard assets and ensure financial stability during the transition away from full-time work.
As seasonal work slows or health concerns shift in the Claremont area, residents often need to evaluate their income protection options. Joey Cappelletti: Allstate Insurance serves as a disability insurance agent, helping local workers understand how benefits replace lost wages during injury or illness. The process here begins with a careful review of current coverage gaps and monthly expenses to determine appropriate policy limits. An initial assessment is then scheduled to discuss specific personal needs and eligibility requirements.
Sundial Insurance Services works with individuals and employers in the Claremont area to address income protection needs. The agency specializes in disability insurance, helping clients secure coverage for lost wages due to illness or injury. Policies can be tailored to replace a portion of regular earnings during a temporary or long-term disability period. The company serves commercial sectors including offices, warehouses, and food service operations to provide essential financial safeguards for workers across these diverse environments.
What Does a a Disability Insurance Agent in Claremont Cost?
The cost of a private disability insurance policy in California typically ranges from 1% to 3% of your annual income. For a 40 year old earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Premiums depend on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Claremont
Disability insurance agents in Claremont, California help individuals and business owners secure income protection policies. California law requires employers to provide State Disability Insurance (SDI) through payroll deductions, but private agents can help you find supplemental coverage. Local agents understand the specific needs of Claremont residents, from small business owners to professionals at the Claremont Colleges.
Frequently Asked Questions
What does a disability insurance agent in Claremont do?
A disability insurance agent helps you compare and purchase private disability policies. They explain policy terms, coverage limits, and elimination periods. They do not handle claims for state disability benefits, which are managed by the California Employment Development Department.
How is California SDI different from private disability insurance?
California SDI provides partial wage replacement for non-work related injuries or illness, funded by payroll taxes. Private disability insurance offers additional coverage, often with higher benefit amounts and longer terms. An agent can help you decide if a private policy is right for you.
Are there time limits for filing a disability claim in California?
Yes, for California SDI you must file a claim within 49 days of becoming disabled. For private policies, time limits vary by contract. Always check your policy and contact your agent promptly to avoid missing deadlines.
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