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Find Disability Insurance Agents Near You in Lafayette, CA

Looking for a disability insurance agent in Lafayette? Review the directory below to compare your options.

14 agents listed
Updated May 2026
Lafayette, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 14 disability insurance agents in Lafayette, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jake Stewart - State Farm Insurance Agent
3581 Mount Diablo Blvd Ste 225, Lafayette, CA 94549
(925) 283-5040 myagentjake.com
Mt. Diablo Insurance Brokers
3557 Mount Diablo Blvd # 21, Lafayette, CA 94549
(925) 297-4070 mtdiabloinsurance.com
JP Reed - State Farm Insurance Agent
3249 Mt Diablo Ct Ste 101A, Lafayette, CA 94549
(925) 934-2277 agentjpreed.com
John de Leuze - State Farm Insurance Agent
1078 Carol Ln #100, Lafayette, CA 94549
(925) 284-9580 johndeleuze.com
EPIC Insurance Brokers & Consultants
3697 Mount Diablo Blvd #100, Lafayette, CA 94549
(510) 452-0458 epicbrokers.com
Gallagher Insurance, Risk Management & Consulting
3697 Mount Diablo Blvd Suite 230, Lafayette, CA 94549
(510) 465-3090 assuredpartners.com
Stanley E Smith Insurance
3540 Wilkinson Ln, Lafayette, CA 94549
(925) 283-6161
SITZMANN MORRIS AND BOYLE INSURANCE AGENCY
3697 Mount Diablo Blvd, Lafayette, CA 94549
(510) 903-0288 thesmbgroup.com
Kosich & Callahan Insurance Agency
3435 Mount Diablo Blvd STE 300, Lafayette, CA 94549
(925) 284-3911 kosich.com
Blackstone Health Insurance Services
3697 Mount Diablo Blvd #100, Lafayette, CA 94549
(925) 283-1075
Work Comp Insurance
3249 Mt Diablo Ct, Lafayette, CA 94549
(855) 506-9333 work-comp-insurance.com
H D Mooers & Co
3688 Mount Diablo Blvd, Lafayette, CA 94549
(925) 283-7310 hdmooers.com
Industrial Building Insurance
3249 Mt Diablo Ct, Lafayette, CA 94549
(888) 432-1382 buildinginsurancespecialists.com
Lee Health Insurance Services
935 Moraga Rd #240, Lafayette, CA 94549
(925) 284-2000 health-insurance.com

A disability insurance agent in Lafayette can help you find coverage that protects your income if you become unable to work. California law requires employers to provide State Disability Insurance (SDI) but private policies offer additional benefits. Agents in Lafayette understand local job markets and can tailor policies for professionals in the East Bay.

What Does a Disability Insurance Agent in Lafayette Cost?

Typical costs for disability insurance in California range from 1% to 3% of your annual income for a policy that covers 60% of your salary. For a 40-year-old professional earning $100,000 per year, a policy might cost $100 to $250 per month. Costs vary by occupation, health history, and policy features. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent do in Lafayette?
An agent helps you compare policies from different insurers to find coverage that fits your occupation and income. They explain policy terms, exclusions, and benefit periods. They do not handle claims but can guide you on how to file.
How is California SDI different from private disability insurance?
California SDI provides partial wage replacement for up to 52 weeks through payroll taxes. Private disability insurance offers more flexibility in benefit amounts and durations. An agent can help you decide if a private policy is needed to supplement SDI.
What factors affect disability insurance costs in Lafayette?
Costs depend on your age, health, occupation, and the benefit amount you choose. California regulations require insurers to use approved rate structures. An agent can provide quotes from multiple carriers to find a competitive rate.