The top-rated disability insurance agent in Long Beach, California is Only Way Insurance Services, rated 4.8 stars across 410 reviews. Other highly rated options include California Risk Partners Insurance Services, Hershfield Insurance, Kelly Williams Insurance Agency, Inc.. This directory lists 19 disability insurance agents serving Long Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Only Way Insurance Services | 300 E 4th St UNIT 106 | (562) 239-2869 |
| 2 | California Risk Partners Insurance Services | 5500 E Atherton St suite 204 | (714) 398-6080 |
| 3 | Hershfield Insurance | Business Center, 4401 Atlantic Blvd Bixby, 2nd Floor | (866) 996-9760 |
| 4 | Kelly Williams Insurance Agency, Inc. | 4400 CA-1 | (562) 498-8661 |
| 5 | Fast Insurance And Tax Services | 1831 Long Beach Blvd ste a | (323) 508-1947 |
| 6 | Pacific Side Insurance Services, LLC | 4340 Atlantic Ave | (562) 595-5500 |
| 7 | Farmers Insurance: Sean O. Ajayi | 4300 Long Beach Blvd | (562) 352-0419 |
| 8 | Coral Auto Insurance Services – Motorcycle, RV, Vehicle Registration Assistance, and Income Tax Help | 2015 E Anaheim St c | (562) 621-0231 |
| 9 | Prince Financial and Insurance Services | 444 W Ocean Blvd | — |
| 10 | Mazari Health Insurance Services | 444 W Ocean Blvd #800 | (213) 322-3542 |
Only Way Insurance Services serves the Long Beach metro area as a disability insurance agent. It helps clients protect their income by finding policies that replace a portion of earnings if injury or illness prevents them from working. The agency explains key policy features like elimination periods, benefit durations, and how own-occupation definitions affect coverage. It also guides clients through the underwriting process to secure appropriate protection. Specific services include short-term disability plans and long-term disability income policies.
California Risk Partners Insurance Services in Long Beach, California provides disability insurance agent services, focusing on helping clients secure income protection against unexpected illness or injury. Their ongoing support includes policy reviews and claim assistance to ensure coverage remains aligned with evolving needs. The company serves a diverse range of properties, including single-family homes, residential apartment buildings, retail storefronts, and local restaurants.
Kelly Williams Insurance Agency, Inc. serves the Long Beach area and its surrounding communities, handling disability insurance coverage for local residents. This work involves helping clients understand how disability policies can protect their income if an illness or injury prevents them from working. The agency guides individuals through the process of comparing policy options that fit their specific employment and financial situations. In a typical job, the agency takes a consultative approach by reviewing a client’s current income sources and daily expenses to recommend a suitable coverage amount.
Fast Insurance And Tax Services in Long Beach, CA distinguishes between one-time policy purchase consultations and recurring service plans for disability coverage. Their agents help clients select individual or group disability insurance to replace a portion of income if illness or injury prevents work. This process includes analyzing existing wage protections and comparing policy terms from multiple carriers to match local employment needs. Service runs on a one-time, scheduled, or as-needed basis to accommodate initial enrollment or periodic policy reviews.
Pacific Side Insurance Services, LLC offers disability insurance agent services in Long Beach, California, helping clients secure income protection plans tailored to individual needs. The agency focuses on explaining policy options and guiding residents through the application process to ensure adequate coverage for illnesses or injuries. As a local provider, it assists with claims navigation and policy updates when circumstances change. For self-employed individuals or contractors, the agency helps address coverage gaps that become especially critical during tax season or contract renewals.
Farmers Insurance: Sean O. Ajayi in Long Beach, California provides property and casualty coverage and specializes as a disability insurance agent. This service helps protect an individual’s income if illness or injury prevents work. The agency advises on policy options that replace a portion of lost earnings during recovery. It can serve various commercial sectors needing key-person or payroll protection, including offices, warehouses, and food service operations.
Many Long Beach residents juggle mortgage or rent alongside medical expenses and seek income protection during peak flu or allergy season. Coral Auto Insurance Services responds as a dedicated disability insurance agent, offering guidance on policies that replace lost wages after injury or illness. The team also assists with vehicle registration and tax help, providing a full-service approach for local clients. Interested individuals begin by scheduling an in-person or virtual initial assessment to review their current coverage gaps and estimate potential benefit amounts.
Mazari Health Insurance Services, based in Long Beach, California, is known for providing disability insurance agency services to local residents and professionals. The company covers both short-term and long-term disability policies, helping clients protect their income during periods of illness or injury. Mazari Health Insurance Services assists individuals in navigating plan options while also serving small business owners seeking group coverage solutions for their staff. An added specialty service it can provide is policy gap analysis to identify missing coverage in existing plans.
What Does a a Disability Insurance Agent in Long Beach Cost?
Disability insurance agent services in California are typically commission-based, meaning you pay no direct fee for their help. Policy premiums vary widely: a basic individual policy might cost 1% to 3% of your annual income per year. For a 50,000 dollar annual income, that could be 500 to 1,500 dollars per year. Costs depend on your age, health, occupation, and chosen benefit period. This is general information, not insurance advice.
About disability insurance agents in Long Beach
Disability insurance agents in Long Beach, California help individuals and businesses secure income protection policies. California law requires employers to provide State Disability Insurance (SDI) but private agents can help you supplement that coverage. Long Beach agents are familiar with local industries and can tailor plans to your needs.
Frequently Asked Questions
What does a disability insurance agent in Long Beach do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage options, waiting periods, and benefit amounts. They do not provide legal advice but can guide you through the application process.
How is California SDI different from private disability insurance?
California SDI is a state-run program that provides partial wage replacement for non-work injuries or illnesses. Private disability insurance offers more flexibility in benefit amounts and waiting periods. An agent can help you decide if you need additional private coverage.
Do I need a disability insurance agent if I already have SDI?
SDI only covers a portion of your wages up to a state-set maximum. If you want higher income protection or coverage for longer periods, a private policy may be useful. An agent can explain the gaps in SDI coverage.
Disability Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Bell · Bell Gardens · Bellflower · Benicia