Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 4 disability insurance agents in Rancho Palos Verdes, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shabby Shaw - State Farm Insurance Agent
29000 S Western Ave Ste: 305, Rancho Palos Verdes, CA 90275
(310) 534-2977
shabbyshaw.com
Farmers Insurance - Deborah Colman
29000 S Western Ave UNIT 404, Rancho Palos Verdes, CA 90275
(310) 832-6155
agents.farmers.com
Howard Blumberg - State Farm Insurance Agent
31244 Palos Verdes Dr W #221, Rancho Palos Verdes, CA 90275
(310) 541-3597
howardblumberg.com
Maniaci Insurance Services Inc
500 Silver Spur Rd, Rancho Palos Verdes, CA 90275
(866) 541-4824
maniaciinsurance.com
What Does a Disability Insurance Agent in Rancho Palos Verdes Cost?
Disability insurance agent services are typically free to consumers because agents earn commissions from insurance companies. Policy premiums vary widely based on age, health, occupation, and benefit amount. For a healthy individual in Rancho Palos Verdes, a private disability policy might cost between 1% and 3% of annual income per year. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Rancho Palos Verdes do?
An agent helps you compare policies from different insurers and explains coverage options. They can assist with filing claims and understanding California SDI rules. Agents do not provide legal advice but can clarify policy terms.
How is California SDI different from private disability insurance?
California SDI is a state program that provides partial wage replacement for covered workers. Private disability insurance is purchased from an insurance company and can offer higher benefits or shorter waiting periods. An agent can help you decide if a private policy is right for you.
Do I need a disability insurance agent if my employer offers coverage?
Employer group plans may have limits or exclusions. An agent can review your employer policy and suggest additional individual coverage if needed. They can also help you understand how California law affects your benefits.