The top-rated disability insurance agent in Santa Clara, California is Alexandra Anderson - State Farm Insurance Agent, rated 5.0 stars across 358 reviews. Other highly rated options include VisitorsCoverage Inc., GS Insurance Solutions, Inc., Be Well Insurance Solutions. This directory lists 13 disability insurance agents serving Santa Clara.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alexandra Anderson - State Farm Insurance Agent | 980 El Camino Real #350 | (408) 244-4400 |
| 2 | VisitorsCoverage Inc. | 2350 Mission College Blvd #1140 | (866) 384-9104 |
| 3 | GS Insurance Solutions, Inc. | 5201 Great America Pkwy Suite 320 | (844) 694-7467 |
| 4 | Be Well Insurance Solutions | 1092 Scott Blvd | (408) 615-1280 |
| 5 | SureNest Insurance Services | 3350 Scott Blvd Building 54 | (925) 628-4446 |
| 6 | Slamins Insurance Services | 2068 Walsh Ave #2068-B2 | (650) 336-0707 |
| 7 | Health Insurance Santa Clara CA - Medical Insurance California - Affordable Health Insurance Santa Clara CA | 2342a Walsh Ave | (408) 915-0531 |
| 8 | Sure88 Insurance Brokers LLC | 1061 Monroe St | (408) 453-8831 |
| 9 | Matrix Insurance Agency | 4655 Old Ironsides Dr | (408) 986-8506 |
| 10 | Primera Insurance Solutions | 3725 El Camino Real | (408) 420-5527 |
Alexandra Anderson - State Farm Insurance Agent in Santa Clara, California, provides specialty disability insurance services designed to replace a portion of lost income if an injury or illness prevents working. She also assists clients with general coverage guidance, helping them understand policy options that align with their financial situation. Her work focuses on protecting professionals and families in the Santa Clara area against unforeseen income disruptions. During open enrollment periods, she helps individuals review their current policies to ensure adequate protection before the new year begins.
VisitorsCoverage Inc. serves Santa Clara County and the surrounding Silicon Valley region as a disability insurance agent. The company assists local professionals and self-employed individuals in navigating their income protection options, focusing on policies that replace a portion of lost wages due to injury or illness. It handles both short-term and long-term disability insurance plans, helping clients compare coverage for medical leave or extended recovery periods.
GS Insurance Solutions, Inc. provides disability insurance services in Santa Clara, CA. It helps individuals and businesses explore policy options that offer income protection if a person cannot work due to injury or illness. The company also assists with ongoing policy maintenance, including reviewing coverage needs and managing renewals. Its services support property owners and managers across single-family homes, apartments, retail, and restaurants.
Be Well Insurance Solutions serves homeowners, small business owners, and self-employed professionals in Santa Clara, California, who need disability insurance to protect their income. The agency assists clients in selecting policies that cover partial or total disability due to illness or injury. Individuals often seek guidance on policy riders and waiting periods that match their financial situations. Businesses use these plans to safeguard key employees or partners against lost earnings. This agency also provides disability insurance support for residents throughout nearby Cupertino and the greater San Jose metro area.
SureNest Insurance Services serves clients across Santa Clara and the surrounding Bay Area communities, helping individuals and businesses find disability insurance policies that protect income during medical leaves. As a disability insurance agent, the company handles the process of comparing plans from different carriers to match coverage levels and benefit terms with each client’s occupation and needs. It works through each step of application and enrollment, verifying medical history and coordinating with insurers to secure appropriate policy details.
Slamins Insurance Services in Santa Clara, CA offers both one-time consultations and recurring service plans to help clients evaluate disability coverage. An agent can assess existing policies or find new short- or long-term disability insurance tailored to individual income protection needs. For those with evolving health or career changes, periodic policy reviews ensure coverage remains adequate. Service runs on a one-time, scheduled, or as-needed basis depending on each policyholder's preference for ongoing support or occasional guidance.
Specializing in long-term and short-term disability coverage, this Santa Clara agency works with individuals and families to create income protection plans that replace lost wages during illness or injury. It also guides clients through policy details, benefit periods, elimination periods, and occupation-specific provisions. The agency addresses practical concerns such as navigating waiting periods or filing initial claims after an accident or unexpected diagnosis. It can assist self-employed residents in Santa Clara who need disability coverage before tax season or open enrollment changes.
As winter approaches and holiday festivities begin, many Santa Clara residents review their financial protection against unexpected illness or injury. Sure88 Insurance Brokers LLC helps local workers and families navigate the complex options for disability income coverage in California’s high-cost job market. Agents explain how short-term and long-term policies can replace a portion of lost earnings. For anyone considering this safeguard, the company begins by conducting a free, no-obligation initial consultation to assess individual income needs and policy preferences.
Matrix Insurance Agency works in Santa Clara to connect individuals and businesses with disability insurance policies. It specializes in helping clients understand coverage options for replacing income if a medical condition prevents working. The agency focuses on personalizing plans that address varied professional environments. It serves a range of commercial sectors, including local offices, warehouses, and food service operations.
Primera Insurance Solutions serves residents of Santa Clara, California, helping them obtain disability coverage to protect their income against illness or injury. The agency also assists local businesses with commercial disability policies, ensuring that both sole proprietors and larger firms have appropriate protection for key employees. Their service area covers the broader Santa Clara Valley, offering guidance on plan selection for various professions and income levels. The team completes an initial review of each client’s needs and then meets again before policy renewal to adjust coverage as financial circumstances change.
What Does a a Disability Insurance Agent in Santa Clara Cost?
Disability insurance premiums in California typically range from 1% to 3% of your annual income for a standard policy. For a 40-year-old earning $100,000, a policy might cost $1,000 to $3,000 per year. Costs vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Santa Clara
Disability insurance agents in Santa Clara help individuals and businesses secure income protection policies. California law requires employers to provide State Disability Insurance (SDI) but private agents can supplement with additional coverage. Agents in Santa Clara understand local job markets and can guide you through policy options for short-term and long-term disability.
Frequently Asked Questions
What does a disability insurance agent in Santa Clara do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and how California SDI interacts with private plans. They do not handle claims but can advise on coverage that fits your needs.
How is California disability insurance different from other states?
California has a mandatory State Disability Insurance program funded by payroll taxes. Private disability insurance agents can help you buy a policy that covers income beyond SDI limits. California also has specific rules for pregnancy disability and paid family leave.
Do I need a disability insurance agent if I already have SDI?
SDI provides only partial wage replacement up to a weekly maximum. A private disability insurance agent can help you get a policy that covers a higher percentage of your income. This is especially important for high earners in Santa Clara.
Disability Insurance Agents in Other California Cities
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