ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Disability Insurance Agents in Templeton, CA
Looking for a disability insurance agent in Templeton? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Templeton, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 2 disability insurance agents in Templeton, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Courtney Morrow - State Farm Insurance Agent
73 S Main St, Templeton, CA 93465
(805) 434-5933
courtneymorrow.com
Richard Castro Insurance Agency
8800 El Camino Real, Templeton, CA 93465
(805) 460-6028
Disability insurance agents in Templeton, California help individuals and businesses find coverage that meets their needs. California law requires certain employers to provide State Disability Insurance (SDI) through the Employment Development Department. A local agent can guide you through private disability policies and explain how they interact with state programs.
What Does a Disability Insurance Agent in Templeton Cost?
Disability insurance agent services in California typically do not charge a direct fee to the client. Agents earn commissions from the insurance companies, which are built into the policy premium. Premiums for individual disability insurance in California range from 1% to 3% of your annual income, depending on age, health, occupation, and benefit amount. For example, a 40 year old professional might pay between $100 and $300 per month for a policy with a $5,000 monthly benefit. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Templeton do?
A disability insurance agent helps you compare and purchase private disability insurance policies. They explain policy terms, coverage limits, and how benefits work with California SDI. They do not provide legal advice or represent you in claims disputes.
How is private disability insurance different from California SDI?
California SDI provides partial wage replacement for workers who pay into the state system. Private disability insurance is purchased individually or through an employer and can offer higher benefits and longer coverage periods. An agent can help you understand the differences for your situation.
Do I need a disability insurance agent if I already have California SDI?
California SDI covers only non-work related injuries or illnesses and has a maximum weekly benefit. A private policy can supplement SDI or provide coverage if you are self employed. An agent can assess your income and recommend a policy that fills gaps.
Free • No Obligation
Compare Disability Insurance Agents
Get matched with agents in Templeton who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.