Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 2 disability insurance agents in Durham, CT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rich Brock, American National Insurance
350 Main St suite 4, Durham, CT 06422
(860) 733-1011
mlagents.americannational.com
Ruffo Agency Knights of Columbus
16 Main St Ste 103, Durham, CT 06422
(860) 866-8712
What Does a Disability Insurance Agent in Durham Cost?
Disability insurance premiums in Connecticut typically range from 1% to 3% of your annual income. For a 40-year-old professional, a policy with a 90-day elimination period and benefits to age 65 might cost $100 to $300 per month. Costs vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Durham do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and occupation-specific coverage. They do not handle claims but can help you understand your policy terms.
How is Connecticut disability insurance different from other states?
Connecticut has a Temporary Disability Insurance program that provides partial wage replacement for non-work injuries. Private agents can help you supplement this with long-term coverage. Connecticut also has specific deadlines for filing claims under private policies.
Do I need a disability insurance agent if my employer offers coverage?
Employer coverage may have limits on benefit amounts or duration. An agent can review your group policy and recommend individual coverage to fill gaps. This is especially important for high-income earners in Durham.