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Find Disability Insurance Agents Near You in Niantic, CT
Directory of disability insurance agents in Niantic, Connecticut. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Niantic, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 3 disability insurance agents in Niantic, CT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michaela Jordan - State Farm Insurance Agent
190 Flanders Rd Unit C, Niantic, CT 06357
(860) 451-3641
michaelajordaninsurance.com
CT Insurance Agency | Medicare | Craig Thibeau
190 Flanders Rd unit e, Niantic, CT 06357
(860) 334-1354
craigthibeauinsurance.com
Farmers Insurance - Michael Whalen
180 Flanders Rd Unit 1, Niantic, CT 06357
(860) 850-4416
agents.farmers.com
Disability insurance agents in Niantic, Connecticut help individuals and businesses find coverage that meets their needs. Connecticut law requires certain policies to include specific provisions, such as a 30-day grace period for premium payments. Local agents can guide you through options like short-term or long-term disability plans tailored to your situation.
What Does a Disability Insurance Agent in Niantic Cost?
Typical costs for disability insurance in Connecticut range from 1% to 3% of your annual income for a policy. For example, a 40-year-old earning 60,000 per year might pay 600 to 1,800 annually for a long-term disability plan. Costs vary based on age, health, occupation, and benefit amount. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Niantic do?
A disability insurance agent helps you compare policies from different carriers and explains coverage details. They assist with applying for policies and can answer questions about Connecticut insurance regulations. Agents do not provide legal advice but can clarify policy terms.
How do Connecticut laws affect disability insurance?
Connecticut has specific rules for disability insurance, including a required 30-day grace period and a 60-day time limit for filing a claim after a disability starts. Policies must also include a provision for converting group coverage to an individual policy under certain conditions. An agent can explain how these rules apply to your policy.
Can a disability insurance agent help with an appeal in Connecticut?
Yes, many agents can guide you through the appeals process for denied claims. They can review your policy and help gather supporting documents. However, for complex legal issues, you may need to consult an attorney who specializes in disability law.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Connecticut.