The top-rated disability insurance agent in Newark, Delaware is Poland & Sullivan Insurance, rated 4.9 stars across 105 reviews. Other highly rated options include Shannon Clark - State Farm Insurance Agent, Comparion Insurance Agency, AAA Christiana/Newark. This directory lists 22 disability insurance agents serving Newark.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Poland & Sullivan Insurance | 680 S College Ave | (302) 738-3535 |
| 2 | Shannon Clark - State Farm Insurance Agent | 910 S Chapel St Ste 206 | (302) 525-6408 |
| 3 | Comparion Insurance Agency | Executive Cam, 131 Continental Dr Ste 108 Christiana | (302) 369-9904 |
| 4 | AAA Christiana/Newark | 1201 Churchmans Rd | (302) 292-6360 |
| 5 | Sara Kemp at Comparion Insurance Agency | Executive Cam, 131 Continental Dr Ste 108 Christiana | (302) 444-9123 |
| 6 | Mike Broujos - State Farm Insurance Agent | 700 Capitol Tr #33 | (302) 731-2722 |
| 7 | Lisa Broadbent Insurance Inc | 20 Polly Drummond Hill Rd | (302) 731-0044 |
| 8 | Martin Direct Insurance | 298 E Cleveland Ave | (302) 452-2700 |
| 9 | Commercial Insurance Associates, Inc. | Commonwealth Building, 260 Chapman Rd Suite 100B | (302) 286-7901 |
| 10 | Parris Patten at Comparion Insurance Agency | Executive Cam, 131 Continental Dr Ste 108 Christiana | (302) 444-9124 |
Poland & Sullivan Insurance provides disability insurance agent services in and around Newark, Delaware. It offers personalized consultation and policy placement to help individuals protect their income against unforeseen illness or injury. Ongoing service includes claim support and periodic policy reviews to adjust coverage as needs change. The firm serves private clients including homeowners, renters, and professionals, as well as commercial entities such as small retail operations and local restaurant owners.
Shannon Clark - State Farm Insurance Agent in Newark, DE, serves local homeowners, renters, and small business owners in need of disability income protection. The agency helps clients understand how disability insurance can replace a portion of lost wages if illness or injury prevents them from working. Shoppers can receive personalized guidance on policy options designed to fit individual budgets and employment situations. This coverage is also available to families and professionals in the nearby Pike Creek and Christiana communities.
AAA Christiana/Newark serves the Newark, DE metro area and surrounding New Castle County as a disability insurance agent. It helps individuals and local businesses find coverage that replaces a portion of income if an illness or injury prevents them from working. This includes guidance on policy terms, benefit periods, and waiting periods. The company handles both short-term and long-term disability insurance plans in this region.
Mike Broujos - State Farm Insurance Agent in Newark, DE offers disability insurance services that help replace a portion of lost income if injury or illness prevents working. Beyond specialized disability planning, the agency provides personalized guidance on other insurance coverages to local residents and businesses. It assists clients in reviewing existing policies to ensure adequate protection for their financial needs. This is particularly valuable when someone faces a planned medical procedure or unexpected health event that could interrupt their ability to earn a paycheck for an extended period.
For Delaware residents managing seasonal changes in physical demands or recovering from a winter injury, securing income protection becomes a practical priority. Lisa Broadbent Insurance Inc in Newark provides disability insurance agent services, helping clients evaluate policies that replace lost wages during unexpected health setbacks. The process involves reviewing individual employment situations and local healthcare coverage options to recommend appropriate plans. An initial assessment meeting is typically scheduled to discuss client needs and begin the application review.
Martin Direct Insurance assists individuals and businesses in Newark, DE with disability insurance planning. The agency specializes in policies that replace a portion of lost income if a client cannot work due to illness or injury. Its services include evaluating coverage needs both for employees seeking personal protection and for employers designing group benefit plans. The company can serve a variety of commercial sectors, including offices, warehouses, and food service operations.
Commercial Insurance Associates, Inc. in Newark, Delaware offers tailored disability income protection policies, helping individuals replace lost wages when unable to work due to illness or injury. The agency also assists local professionals in securing long-term and short-term disability plans suited to their specific employment needs. Clients depend on its guidance for navigating policy details and claims processes. As tax season approaches, it helps self-employed residents evaluate how disability coverage can safeguard their business earnings during recovery.
What Does a a Disability Insurance Agent in Newark Cost?
The cost of disability insurance through an agent in Delaware typically ranges from 1% to 3% of your annual income. For example, a policy covering 60% of a $50,000 salary might cost $500 to $1,500 per year. Factors like age, occupation, health, and benefit period affect the premium. This is general information, not insurance advice.
About disability insurance agents in Newark
A disability insurance agent in Newark, DE can help you find a policy that protects your income if you become unable to work. Delaware does not have a state-mandated short-term disability program, so private coverage is important for many workers. Agents in Newark can explain policy options and help with claims for both individual and group plans.
Frequently Asked Questions
What does a disability insurance agent in Newark do?
An agent helps you compare policies from different carriers to find coverage that fits your needs. They can also assist with filing claims and understanding policy terms. In Delaware, agents must be licensed by the state Department of Insurance.
Do I need disability insurance in Delaware?
Delaware does not offer a state disability insurance program, so private coverage is your main option. Without it, you may have no income replacement if a non-work injury or illness prevents you from working. A Newark agent can help you evaluate your risk and coverage needs.
How long does it take to get a disability policy in Newark?
The application process typically takes a few days to a few weeks depending on your health history. Some policies require a medical exam. Delaware law allows insurers up to 45 days to review a claim after receiving all necessary documents.
Disability Insurance Agents in Other Delaware Cities
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