The top-rated disability insurance agent in Washington, District Of Columbia is David Gonzalez - State Farm Insurance Agent, rated 4.9 stars across 441 reviews. Other highly rated options include Edwin Ampiah-Addison - State Farm Insurance Agent, Mary Snider - State Farm Insurance Agent, Capital Insurance Partners. This directory lists 20 disability insurance agents serving Washington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Gonzalez - State Farm Insurance Agent | 700 Pennsylvania Ave. SE Ste 2026 | (202) 506-3636 |
| 2 | Edwin Ampiah-Addison - State Farm Insurance Agent | 405B H St NE | (202) 289-5800 |
| 3 | Mary Snider - State Farm Insurance Agent | 1 Thomas Cir NW STE 700 | (301) 622-9440 |
| 4 | Capital Insurance Partners | 5028 Wisconsin Ave #103 | (202) 362-4500 |
| 5 | Crystal Insurance Group, Inc. | 1801 Belmont Rd NW #201 | (202) 387-9162 |
| 6 | All Insured | 1415 Elliot Pl NW | (202) 804-1234 |
| 7 | HWP Insurance | 80 M St SE #350 | (202) 331-9200 |
| 8 | Lockhart's Insurance Services | 3907 Georgia Ave NW | (202) 829-6222 |
| 9 | Insuranceisland | 1615 Q St NW #1108 | (240) 335-2426 |
| 10 | Ryant Insurance and Financial Services | 100 M St SE Suite 600 Office 658 | (202) 791-4832 |
David Gonzalez - State Farm Insurance Agent serves the Washington, DC metro area and specializes in disability insurance agent services. The agency helps clients understand how disability coverage can protect their income in the event of an unexpected illness or injury. They work with individuals to evaluate policy options that align with personal financial needs. Typical services include guidance on short-term and long-term disability insurance plans tailored to local professionals.
Edwin Ampiah-Addison - State Farm Insurance Agent provides disability insurance services in the Washington, DC area. This office assists individuals in securing income protection plans that offer financial support if they are unable to work due to illness or injury. Its maintenance plans focus on periodically reviewing policies to ensure coverage aligns with changing personal circumstances and needs. The agent serves a variety of residential and commercial clients, including those with single-family homes, apartments, retail businesses, and restaurants.
Mary Snider serves homeowners, renters, small business owners, and self-employed professionals seeking individual disability income protection in the Washington, DC area. As a State Farm agent, she helps clients evaluate coverage options that can replace a portion of lost earnings if illness or injury prevents work. Policy discussions often consider occupation-specific risks and waiting periods before benefits begin. Personal consultations are offered to explain plan features and premiums. The agency also assists clients in the nearby communities of Arlington and Alexandria in Northern Virginia.
Capital Insurance Partners serves clients in Washington, DC, and the surrounding communities with disability insurance coverage. The agency handles individual disability income policies, group long-term disability plans, and business overhead expense protection. It works with local professionals, small business owners, and self-employed individuals to secure policies that replace income if injury or illness prevents work. To handle a typical job, the agency first assesses the client’s occupational duties and earnings, then compares options from multiple insurers to match the policy to the client’s specific financial situation.
Crystal Insurance Group, Inc. in Washington, DC assists clients in distinguishing between one-time consultations for immediate policy evaluation and recurring service arrangements that manage ongoing claims and plan adjustments. Their coverage assistance focuses on individual disability protections, addressing lost-income scenarios for local professionals and self-employed residents. The agent’s work includes comparing benefit periods, elimination clauses, and occupation-specific definitions from various insurers. Service runs on an as-needed basis, allowing clients to engage only when policy needs or life changes arise.
With Washington, DC’s changing seasons and the accompanying shifts in daily commutes and outdoor activities, the risk of unexpected injury or illness is a reality for many residents. All Insured addresses this local need by helping individuals and families secure disability insurance policies that protect their income during recovery periods. The company focuses on guiding clients through the initial assessment step, evaluating current coverage gaps to determine an appropriate plan for their specific employment situation.
HWP Insurance specializes in helping professionals in Washington, DC secure disability income protection to replace a portion of their salary if injury or illness prevents them from working. The agency guides clients through the selection of individual or group policies that align with their specific occupational risks and financial obligations. Addressing individual needs, they also evaluate employer-sponsored coverage gaps and long-term care integration. As seasonal hiring fluctuates in the District, HWP Insurance assists newly self-employed contractors with initial policy setup during the peak spring contracting period.
Lockhart's Insurance Services provides guidance to individuals and small business owners seeking income protection. As a disability insurance agent based in Washington, DC, the company specializes in helping clients understand policy options that cover a portion of lost earnings due to illness or injury. By explaining waiting periods, benefit durations, and occupational definitions, the firm helps professionals select appropriate coverage. It serves commercial clients operating in offices, warehouses, and food service environments across the district.
Insuranceisland serves Washington, DC residents seeking disability insurance for their homes and lives. The agency also assists local businesses with commercial disability coverage to protect their operations. They consult with clients throughout the city and the broader Washington area to find suitable policies. When regular visits or annual reviews occur, the company follows up to adjust coverage for changed income or family circumstances, ensuring continued protection between those sessions.
What Does a a Disability Insurance Agent in Washington Cost?
Disability insurance agents in Washington DC typically charge either an hourly fee or a flat rate for their services. Hourly rates can range from 100 to 300 dollars per hour, while flat fees for claim assistance may range from 500 to 2,000 dollars depending on the complexity of your case. Some agents may also work on a contingency basis, taking a percentage of the benefits recovered. Costs vary by case and agent. This is general information, not insurance advice.
About disability insurance agents in Washington
A disability insurance agent in Washington, District of Columbia can help you navigate the process of filing a claim or appealing a denial. District of Columbia law requires insurers to respond to claims within 30 days and to pay benefits promptly once approved. Working with a local agent ensures you understand your policy terms and your rights under DC regulations.
Frequently Asked Questions
What does a disability insurance agent in Washington DC do?
A disability insurance agent helps you understand your policy, file a claim, and communicate with the insurance company. They can also assist with appeals if your claim is denied. Agents in DC are familiar with local insurance laws and procedures.
How long does a disability insurance claim take in Washington DC?
Under District of Columbia law, an insurer must acknowledge receipt of a claim within 15 days and make a decision within 30 days. If additional information is needed, the timeline may extend, but the insurer must notify you in writing. A disability insurance agent can help speed up the process by ensuring your paperwork is complete.
Do I need a disability insurance agent if my claim was already denied in DC?
Yes, an agent can be very helpful after a denial. They can review the denial letter, identify errors, and guide you through the appeals process. In DC, you typically have 180 days from the denial to file an appeal, so acting quickly is important.