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HomeDisability Insurance AgentsFlorida › Coral Gables

Find Disability Insurance Agents Near You in Coral Gables, FL

Browse disability insurance agents serving Coral Gables, Florida. Updated 2026-07-14.

The top-rated disability insurance agent in Coral Gables, Florida is Borbolla Insurance Agencies Inc: Allstate Insurance, rated 4.8 stars across 257 reviews. Other highly rated options include Leticia Insurance Agency, A Group Services, Inc, We Insure Coral Gables - Rick Leal. This directory lists 14 disability insurance agents serving Coral Gables.

Showing 14 disability insurance agents in Coral Gables, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Borbolla Insurance Agencies Inc: Allstate Insurance320 Sevilla Ave Ste 202(877) 217-7445
2Leticia Insurance Agency5538 SW 8th St(305) 631-2094
3A Group Services, Inc1 Alhambra Plz PH floor(305) 774-1112
4We Insure Coral Gables - Rick Leal2600 Douglas Rd #905(305) 921-4057
5Univista Insurance100 Almeria Ave Suite 200A(305) 402-4899
6One Insurance Services, LLC.365 Palermo Ave(305) 445-3535
7Prime Vista Insurance FL747 Ponce de Leon Blvd(305) 204-5570
8Insurance Connection Group5545 SW 8th St #204(786) 323-7111
9Stress Free Health Options814 Ponce de Leon Blvd Suite Suite 518(786) 882-2933
10The De Goti Group55 Almeria Ave(305) 400-0540
BI
320 Sevilla Ave Ste 202
Borbolla Insurance Agencies Inc: Allstate Insurance
Disability Insurance Agent · Coral Gables, FL

Borbolla Insurance Agencies Inc: Allstate Insurance serves Coral Gables and the surrounding Miami-Dade County area, specializing in disability insurance agent services. The firm helps local professionals and business owners evaluate income protection plans to safeguard against lost earnings due to illness or injury. These policies are designed to cover a portion of a client’s salary during recovery periods. The agency handles both short-term disability policies for temporary health issues and long-term disability plans covering extended absences from work.

LI
5538 SW 8th St
Leticia Insurance Agency
Disability Insurance Agent · Coral Gables, FL

Leticia Insurance Agency, located in Coral Gables, Florida, provides disability insurance agent services tailored to help individuals and businesses protect their income against unexpected health challenges. The agency offers consultation to evaluate coverage needs, followed by plan selection and ongoing policy management. Maintenance services include annual policy reviews to adjust benefits as circumstances change. The company also assists with claims filing and provides guidance on policy updates. Leticia Insurance Agency services a wide range of clientele, including professionals, single-family homeowners, apartment tenants, retail store operators, and restaurant owners.

GS
1 Alhambra Plz PH floor
A Group Services, Inc
Disability Insurance Agent · Coral Gables, FL

A Group Services, Inc serves homeowners, businesses, and property managers seeking disability insurance in Coral Gables, FL. The agency assists clients in securing income protection policies designed to replace a portion of lost earnings during an illness or injury that prevents work. It guides individuals and companies through plan selection and the application process, coordinating with insurers to match coverage levels with specific financial needs. Its client base extends into the broader Miami metropolitan area, including neighboring communities such as South Miami and Kendall.

WI
2600 Douglas Rd #905
We Insure Coral Gables - Rick Leal
Disability Insurance Agent · Coral Gables, FL

We Insure Coral Gables - Rick Leal serves clients in Coral Gables and throughout the surrounding Miami-Dade County communities. The agency handles applications for disability insurance, which provides income replacement for individuals unable to work due to illness or injury. For each client, it assesses personal employment circumstances and health background to recommend appropriate coverage options. This approach typically involves comparing policy terms from multiple carriers to secure a suitable plan for each person's situation.

UI
100 Almeria Ave Suite 200A
Univista Insurance
Disability Insurance Agent · Coral Gables, FL

Univista Insurance serves residents of Coral Gables, Florida, with disability insurance solutions designed to protect personal income during unexpected illness or injury. The agency also extends commercial disability coverage to local businesses, ensuring their operational stability across the greater Miami area. Each client receives an individualized review of coverage options, with policies tailored to specific occupational risks and income levels. The agency schedules follow-up consultations between regular visits to adjust plans as personal or business circumstances evolve.

OI
365 Palermo Ave
One Insurance Services, LLC.
Disability Insurance Agent · Coral Gables, FL

One Insurance Services, LLC. in Coral Gables, FL distinguishes between one-time consultations for immediate disability needs and recurring service options for ongoing policy reviews or claims support. As a disability insurance agent, the firm works with clients to select coverage that provides income protection if illness or injury prevents them from working. Support is available on a one-time, scheduled, or as-needed basis depending on the specific service arrangement agreed upon with the client.

PV
747 Ponce de Leon Blvd
Prime Vista Insurance FL
Disability Insurance Agent · Coral Gables, FL

Prime Vista Insurance FL in Coral Gables offers disability insurance agent services, specializing in evaluating individual coverage needs and providing policy options. Its general service work includes guiding clients through applications and explaining benefit structures. This agent helps local residents and business owners build financial protection against income loss from illness or injury. It can also assist with reviewing existing policies during open enrollment periods to ensure coverage remains appropriate for changing circumstances.

IC
5545 SW 8th St #204
Insurance Connection Group
Disability Insurance Agent · Coral Gables, FL

Insurance Connection Group assists individuals and businesses in Coral Gables with planning for income protection. The agency specializes in disability insurance, helping clients secure coverage that replaces a portion of their earnings if they become unable to work due to illness or injury. Policies are tailored to address different occupational risks. This includes advising professionals in local commercial sectors such as offices, warehouses, and food service operations on their specific coverage needs.

SF
814 Ponce de Leon Blvd Suite Suite 518
Stress Free Health Options
Disability Insurance Agent · Coral Gables, FL

As disability needs rise with Florida’s seasonal population shifts, many Coral Gables residents seek reliable income protection. Stress Free Health Options operates as a local disability insurance agent, guiding clients through policy options to replace lost earnings during illness or injury. Their services focus on matching individual work situations with appropriate coverage plans in the area. An initial assessment includes reviewing current employment benefits and household expenses, followed by a formal inspection of daily income sources and existing policy gaps.

DG
55 Almeria Ave
The De Goti Group
Disability Insurance Agent · Coral Gables, FL

The De Goti Group serves as a disability insurance agent in Coral Gables, FL, helping local residents secure income protection policies tailored to their individual needs. The company also assists commercial clients in the greater South Florida area by arranging group coverage plans for businesses. Regular follow-up and policy reviews are conducted between periodic visits to ensure coverage remains aligned with changing circumstances throughout the year.

CI
121 Alhambra Plz # 1000
Comfort Insurance & Finances - Joshua Amador
Disability Insurance Agent · Coral Gables, FL
(913) 439-5846
insuredbycoach.com
DE
355 Alhambra Cir Ste 1550
DIBrokereast / Eskra & Associates
Disability Insurance Agent · Coral Gables, FL
(305) 448-0100
dibrokereast.com
RI
328 Minorca Ave
A & R Insurance Services Inc
Disability Insurance Agent · Coral Gables, FL
(305) 441-0100
RI
2355 Salzedo St Suite 306
RRJ Insurance Services of Florida
Disability Insurance Agent · Coral Gables, FL
(305) 614-0055
rrj-insurance.com

What Does a a Disability Insurance Agent in Coral Gables Cost?

The cost of disability insurance in Florida typically ranges from 1% to 3% of your annual income. For a 35-year-old professional in Coral Gables, a policy with a 90-day elimination period and a benefit of $5,000 per month may cost between $100 and $250 per month. Rates vary based on age, health, occupation, and policy features. This is general information, not insurance advice.

About disability insurance agents in Coral Gables

A disability insurance agent in Coral Gables Florida helps individuals and business owners protect their income with private disability policies. Florida law does not require employers to provide short-term or long-term disability coverage, so many residents seek individual plans. An agent can explain policy terms, elimination periods, and benefit amounts tailored to your occupation and lifestyle.

Frequently Asked Questions

What does a disability insurance agent do in Coral Gables?

A disability insurance agent helps you compare policies from different carriers, explains coverage limits and exclusions, and assists with the application process. They can also help you understand Florida-specific rules such as the 60-day free look period for individual policies.

How is disability insurance taxed in Florida?

In Florida, if you pay the premiums with after-tax dollars, any benefits you receive are generally tax-free. If your employer pays the premiums, benefits are usually taxable as income. An agent can help you structure your policy for the best tax outcome.

What is the elimination period in a disability policy?

The elimination period is the waiting time before benefits begin after you become disabled. Common periods are 30, 60, 90, or 180 days. A longer elimination period usually lowers your premium. Florida law does not set a standard elimination period, so you can choose based on your savings and needs.

Disability Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.