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Compare Disability Insurance Agents in Coral Gables, FL
Looking for a disability insurance agent in Coral Gables? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Coral Gables, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 14 disability insurance agents in Coral Gables, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
100 Almeria Ave Suite 200A, Coral Gables, FL 33134
(305) 402-4899
univistainsurance.com
Prime Vista Insurance FL
747 Ponce de Leon Blvd, Coral Gables, FL 33134
(305) 204-5570
Stress Free Health Options
814 Ponce de Leon Blvd Suite Suite 518, Coral Gables, FL 33134
(786) 882-2933
Insurance Connection Group
5545 SW 8th St #204, Coral Gables, FL 33134
(786) 323-7111
The De Goti Group
55 Almeria Ave, Coral Gables, FL 33134
(305) 400-0540
thedegotigroup.com
Comfort Insurance & Finances - Joshua Amador
121 Alhambra Plz # 1000, Coral Gables, FL 33134
(913) 439-5846
insuredbycoach.com
DIBrokereast / Eskra & Associates
355 Alhambra Cir Ste 1550, Coral Gables, FL 33134
(305) 448-0100
dibrokereast.com
A & R Insurance Services Inc
328 Minorca Ave, Coral Gables, FL 33134
(305) 441-0100
RRJ Insurance Services of Florida
2355 Salzedo St Suite 306, Coral Gables, FL 33134
(305) 614-0055
rrj-insurance.com
A disability insurance agent in Coral Gables Florida helps individuals and business owners protect their income with private disability policies. Florida law does not require employers to provide short-term or long-term disability coverage, so many residents seek individual plans. An agent can explain policy terms, elimination periods, and benefit amounts tailored to your occupation and lifestyle.
What Does a Disability Insurance Agent in Coral Gables Cost?
The cost of disability insurance in Florida typically ranges from 1% to 3% of your annual income. For a 35-year-old professional in Coral Gables, a policy with a 90-day elimination period and a benefit of $5,000 per month may cost between $100 and $250 per month. Rates vary based on age, health, occupation, and policy features. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent do in Coral Gables?
A disability insurance agent helps you compare policies from different carriers, explains coverage limits and exclusions, and assists with the application process. They can also help you understand Florida-specific rules such as the 60-day free look period for individual policies.
How is disability insurance taxed in Florida?
In Florida, if you pay the premiums with after-tax dollars, any benefits you receive are generally tax-free. If your employer pays the premiums, benefits are usually taxable as income. An agent can help you structure your policy for the best tax outcome.
What is the elimination period in a disability policy?
The elimination period is the waiting time before benefits begin after you become disabled. Common periods are 30, 60, 90, or 180 days. A longer elimination period usually lowers your premium. Florida law does not set a standard elimination period, so you can choose based on your savings and needs.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.