Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 6 disability insurance agents in Crystal River, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Lampasona - State Farm Insurance Agent
867 NE 5th St, Crystal River, FL 34429
(352) 795-4747
floridafloodagent.com
Advanced Insurance Solutions
930 N Suncoast Blvd, Crystal River, FL 34429
(352) 228-4040
insbrokers.org
Bird Insurance Group Llc
721 NE US Hwy 19, Crystal River, FL 34429
(352) 489-1992
birdinsurancegroup.com
Angelina Godfrey Insurance Agency
916 N Suncoast Blvd, Crystal River, FL 34429
(352) 436-4968
insurewithangelina.com
West Coast Insurers
104 SE 7th Ave, Crystal River, FL 34429
(352) 795-2354
progressiveagent.com
The Hagar Group
2121 US-19, Crystal River, FL 34429
(352) 795-2697
hagargroup.com
What Does a Disability Insurance Agent in Crystal River Cost?
Disability insurance premiums in Florida typically range from 1% to 3% of your annual income for a policy that replaces 60% of your salary. For a 40-year-old earning $50,000 per year, a policy might cost $500 to $1,500 annually. Costs vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent do in Crystal River?
A disability insurance agent helps you compare policies from different carriers and choose a plan that fits your needs. They explain policy terms, exclusions, and Florida-specific requirements. Agents do not handle claims but can guide you on how to file.
Are there Florida laws that affect disability insurance policies?
Yes. Florida Statute 627.667 requires policies to include a provision for waiver of premium during disability. Florida also has a 60-day time limit for insurers to respond to claims. An agent can explain how these laws apply to your policy.
How do I choose a disability insurance agent in Crystal River?
Look for an agent licensed in Florida with experience in disability coverage. Ask about their familiarity with local insurers and Florida regulations. You can verify a license through the Florida Department of Financial Services website.