Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 7 disability insurance agents in Miami Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Toscano Insurance Group
1111 Lincoln Rd Suite 500, Miami Beach, FL 33139
(305) 397-8807
toscanoinsurance.com
HealthPro Consultants
1680 Michigan Ave STE 919, Miami Beach, FL 33139
(305) 924-1729
healthpro-consultants.com
Estrella Insurance
1321 Alton Rd, Miami Beach, FL 33139
(305) 534-9434
agents.estrellainsurance.com
Jadon Apruzzese - Health Insurance Advisor
1000 5th St #400, Miami Beach, FL 33139
(517) 977-3619
Lifesaver Insurance
7601 E Treasure Dr, Miami Beach, FL 33141
(786) 479-0845
South Beach Insurance Agency
1000 Lincoln Rd STE 240, Miami Beach, FL 33139
(305) 532-7623
southbeachinsurance.com
Benefits Design Resources, Inc.
407 Lincoln Rd #11h, Miami Beach, FL 33139
(305) 604-8035
bdrinsurances.com
What Does a Disability Insurance Agent in Miami Beach Cost?
Disability insurance agent services are typically paid through commissions from the insurance carrier, so there is usually no direct fee to you. Policy premiums in Florida vary widely based on age, health, occupation, and coverage amount. For a 35 year old in good health, a policy providing 60 percent of income can cost between 100 and 300 dollars per month. Costs are higher for high risk occupations or pre existing conditions. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Miami Beach do?
A disability insurance agent helps you find and purchase a disability insurance policy that fits your needs. They explain policy terms, compare options from different carriers, and assist with the application process. In Florida, agents must hold a valid 2-15 or 2-14 license.
How long do I have to file a disability claim in Florida?
Florida does not have a specific statute of limitations for disability insurance claims, but most policies require you to notify the insurer within 30 days of disability. You must file proof of loss within 90 days. Always check your policy for exact time limits.
Are disability insurance benefits taxable in Florida?
Florida has no state income tax, so disability benefits are not taxed at the state level. However, federal tax treatment depends on who paid the premiums. If you paid premiums with after-tax dollars, benefits are generally tax free. If your employer paid, benefits may be taxable.