The top-rated disability insurance agent in Athens, Georgia is Graham Life Services, rated 5.0 stars across 260 reviews. Other highly rated options include Direct Auto Insurance, ATI Insurance Agency - Athens, Larry Baumwald Insurance. This directory lists 15 disability insurance agents serving Athens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Graham Life Services | 3720 Atlanta Hwy Suite 1 | (706) 749-7001 |
| 2 | Direct Auto Insurance | 3190 Atlanta Hwy #21 | (706) 546-5511 |
| 3 | ATI Insurance Agency - Athens | 760 Hawthorne Ave Suite A | (706) 227-4995 |
| 4 | Larry Baumwald Insurance | 260 N Milledge Ave | (706) 353-8444 |
| 5 | La Oficina Insurance Agency | 121 Rowe Rd | (706) 206-2513 |
| 6 | Cole Hixon Insurance, Inc. | 1640 Prince Ave | (706) 353-8766 |
| 7 | Chastain & Associates Insurance | 272 W Hancock Ave | (706) 543-2575 |
| 8 | Ensure All Insurance | 700 Oglethorpe Ave Suite B-1 | (706) 548-4411 |
| 9 | Site Map | Mountain States Insurance Group | 360 Alps Rd | (800) 226-1919 |
| 10 | Growth Insurance GA | 3320 Old Jefferson Rd | (404) 465-3052 |
Graham Life Services serves the Athens, Georgia area, specializing in disability insurance agent work. The company guides residents through their options for income protection policies if they cannot work due to illness or injury. Navigating the complexities of group and individual disability plans, they assist clients in understanding critical policy terms and future benefit amounts. Support is provided for claims related to short-term disability and long-term disability insurance.
Direct Auto Insurance serves Rome, Georgia, and the surrounding communities, handling disability insurance needs for local residents. Its agents help clients understand how disability coverage can replace a portion of income if they become unable to work due to illness or injury. The agency works closely with individuals to explain policy options available in the area. Typically, the company begins each case by reviewing a client’s current employment and income situation, then tailoring coverage recommendations to that person’s specific financial circumstances.
ATI Insurance Agency in Athens, Georgia provides disability insurance agent services to local residents and businesses. It assists clients in understanding and selecting policies that offer income protection if a medical condition prevents work. The agency helps review existing coverage to ensure it meets current needs and adjusts plans when circumstances change. It supports policy renewals and guides clients through claims procedures when needed. ATI Insurance Agency services single-family homes, apartments, retail, and restaurants.
Larry Baumwald Insurance serves homeowners, renters, and local business operators in Athens, Georgia, seeking income protection through disability insurance agent services. The company assists clients in understanding policy options that replace a portion of lost earnings if illness or injury prevents them from working. Personal consultations help match coverage limits to individual budget and occupation risks. Larry Baumwald Insurance also works with professionals and self-employed individuals in the surrounding Clarke County area, including the neighboring community of Winterville.
Serving Athens, Georgia, and the surrounding communities of Clarke County, La Oficina Insurance Agency handles disability insurance policies for local residents. This work covers income protection plans that help replace lost wages if a client becomes injured or ill and cannot work. The agency carefully assesses each individual's occupation, existing coverage, and budget before recommending policy options. In a typical job, it begins by clarifying the client’s specific concerns about income loss and then presents insurance solutions that are tailored to their financial situation and employment circumstances.
Cole Hixon Insurance, Inc. in Athens, GA specializes in disability insurance agent services, helping clients secure policies that replace income if they cannot work due to illness or injury. The agency guides individuals and business owners through the application process to find coverage tailored to their unique needs. As the Georgia summer heat increases the risk of heat-related conditions, the firm assists clients in adjusting their plans to account for potential long-term recovery.
Chastain & Associates Insurance in Athens, GA differentiates between one-time policy reviews and recurring service plans, focusing on disability insurance coverage tailored to local professionals. Clients benefit from guidance through complex policy terms, ensuring protection for income and assets in case of injury or illness. Service runs on an as-needed basis, allowing clients to schedule consultations when their personal or professional circumstances change rather than adhering to a fixed timetable.
As Athens residents begin planning for the new year, protecting income against unexpected illness or injury becomes a priority. Ensure All Insurance serves the local community as a dedicated disability insurance agent, helping clients select policies that replace a portion of their salary during a covered disability. This insurer offers expert guidance through the various options, ensuring individuals find coverage suited to their specific profession and earnings. A standard first step involves scheduling a personal consultation to review current employment benefits and determine initial coverage needs.
Serving the Athens, Georgia area as a disability insurance agent, this company assists individuals in finding coverage to replace lost income due to illness or injury. Their work commonly involves evaluating short-term and long-term disability policies to match a client’s financial needs and employment situation. Clients may be private individuals or business owners seeking protection for key personnel. The agent can serve professionals in office settings, employees in warehouses, and workers in food service establishments.
Growth Insurance GA provides residential disability insurance services for clients in Athens, helping individuals secure coverage tailored to their personal needs. The agency also offers commercial disability insurance solutions for local businesses seeking employee protection plans. Service extends throughout the Athens area, focusing on accessible, straightforward policy guidance. Regular follow-up support is provided, with agents available for plan adjustments and renewals between scheduled policy reviews and update consultations.
What Does a a Disability Insurance Agent in Athens Cost?
Disability insurance premiums in Georgia typically range from 1% to 3% of your annual income. For a 40-year-old earning 60,000 per year a policy might cost between 600 and 1,800 annually. Costs vary based on age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Athens
Disability insurance agents in Athens Georgia help individuals and business owners protect their income. Georgia law requires disability policies to include specific provisions such as a 30-day grace period. Local agents can guide you through policy options and claims processes.
Frequently Asked Questions
What does a disability insurance agent in Athens do?
A disability insurance agent helps you find a policy that fits your needs. They explain coverage options, policy terms, and help you file claims. In Georgia agents must be licensed by the state insurance department.
How long do I have to file a disability claim in Georgia?
Georgia law does not set a specific deadline for filing disability claims. However most policies require you to notify the insurer within 20 to 30 days of becoming disabled. Check your policy for exact time limits.
Can a disability insurance agent help with denied claims in Athens?
Yes an agent can review your policy and explain the denial reasons. They can help you gather supporting documents. For legal appeals you may need to consult an attorney who handles insurance disputes.
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