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Disability Insurance Agents in Ewa Beach, HI

Compare disability insurance agents in Ewa Beach. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Ewa Beach, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 4 disability insurance agents in Ewa Beach, HI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Frelynn Kahalehili - State Farm Insurance Agent
91-902 Fort Weaver Rd p103, Ewa Beach, HI 96706
(808) 689-7700 ewabeachinsurance.com
Colin Alos - State Farm Insurance Agent
91-1123 Keaunui Dr Ste 227, Ewa Beach, HI 96706
(808) 689-6899 alosinsurance.com
Rayna Toyama - State Farm Insurance Agent
91-3575 Iwikuamoo St #9005, Ewa Beach, HI 96706
(808) 674-4144 raynatoyama.com
Marc Dixon: Allstate Insurance
91-902 Fort Weaver Rd #205, Ewa Beach, HI 96706
(808) 689-9770 agents.allstate.com

A disability insurance agent in Ewa Beach, Hawaii can help you find a policy that replaces a portion of your income if you become unable to work due to illness or injury. Hawaii has a state temporary disability insurance program, but private disability insurance can provide longer and more comprehensive coverage. An agent can explain how these plans work together and tailor a policy to your specific needs.

What Does a Disability Insurance Agent in Ewa Beach Cost?

Typical costs for a private disability insurance policy in Hawaii range from $30 to $200 per month, depending on your age, health, and the benefit amount. A policy covering 60% of your income with a 90-day waiting period might cost around $50 to $100 per month for a healthy 35-year-old. Older individuals or those with health issues may pay higher premiums. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Ewa Beach do?
An agent helps you compare disability insurance policies from different companies. They explain policy terms, waiting periods, benefit amounts, and exclusions. They also assist with filing claims and understanding your coverage options under Hawaii law.
How is Hawaii state disability insurance different from private insurance?
Hawaii requires most employers to provide temporary disability insurance (TDI) through the state program. This covers short-term disabilities for up to 26 weeks. Private disability insurance can supplement TDI or provide long-term coverage for years or until retirement age.
What factors affect the cost of disability insurance in Ewa Beach?
Costs depend on your age, health, occupation, and the benefit amount you choose. In Hawaii, the state TDI program is funded by employer and employee payroll taxes, but private policy premiums are paid by the individual. Premiums can range from 1% to 3% of your annual income.