ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Disability Insurance Agents Near You in Makawao, HI
Compare disability insurance agents in Makawao. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Makawao, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 2 disability insurance agents in Makawao, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kit Okazaki - State Farm Insurance Agent
81 Makawao Ave Suite 105, Makawao, HI 96768
(808) 573-8111
sfmaui.com
Liza Souza - State Farm Insurance Agent
2 Kilakila Pl, Makawao, HI 96768
(808) 573-9100
lizasouza.com
A disability insurance agent in Makawao can help you understand your policy options and file claims. Hawaii has specific laws regarding disability benefits, including a 180-day time limit to file an appeal after a claim denial. Working with a local agent ensures you get guidance tailored to Hawaii regulations.
What Does a Disability Insurance Agent in Makawao Cost?
Disability insurance agent services in Hawaii typically involve commissions paid by the insurance company, not direct fees to you. Policy premiums vary widely based on age, health, and coverage amount. For example, a 40 year old in good health might pay between 1% and 3% of their annual income for a policy. Costs depend on your specific situation. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Makawao do?
A disability insurance agent helps you choose a policy, file claims, and understand your coverage. They can also assist with appeals if your claim is denied. Agents in Makawao are familiar with Hawaii specific rules and deadlines.
How long do I have to appeal a denied disability claim in Hawaii?
Under Hawaii law, you generally have 180 days from the date of denial to file an appeal. This time limit applies to many private disability policies. An agent can help you meet this deadline.
Are disability insurance agents in Hawaii licensed?
Yes, all disability insurance agents in Hawaii must be licensed by the Hawaii Department of Commerce and Consumer Affairs. You can verify an agents license online before working with them.
Free • No Obligation
Compare Disability Insurance Agents
Get matched with agents in Makawao who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.