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Find Disability Insurance Agents Near You in Waipahu, HI

Browse disability insurance agents serving Waipahu, Hawaii. Updated 2026-07-14.

The top-rated disability insurance agent in Waipahu, Hawaii is Larry Welsch - State Farm Insurance Agent, rated 5.0 stars across 208 reviews. Other highly rated options include Guy Matsumoto - State Farm Insurance Agent, Valerie Bruner at Comparion Insurance Agency, Kendrick Nishiguchi at Comparion Insurance Agency. This directory lists 18 disability insurance agents serving Waipahu.

Showing 18 disability insurance agents in Waipahu, HIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Larry Welsch - State Farm Insurance Agent94-429 Ukeʻe St #101(808) 944-3450
2Guy Matsumoto - State Farm Insurance Agent94-849 Lumiaina St Ste 104(808) 671-7888
3Valerie Bruner at Comparion Insurance Agency94-849 Lumiaina St #206(808) 650-6105
4Kendrick Nishiguchi at Comparion Insurance Agency94-849 Lumiaina St #206(808) 650-6071
5Susan Santos - State Farm Insurance Agent94-229 Waipahu Depot St #201(808) 677-0098
6Dawn Mira-Whitson: Allstate Insurance94-210 Pupukahi St Ste 208(808) 677-1428
7Ricky Bonilla: Allstate Insurance94-050 Farrington Hwy Ste B1-8(808) 676-0501
8Deborah Sumulong at Comparion Insurance Agency94-849 Lumiaina St #206(808) 650-6074
9Roy D Burnett Jr - State Farm Insurance Agent94-487 Akoki St Ste 103(808) 688-1551
10Comparion Insurance Agency94-849 Lumiaina St #206(808) 487-0628
LW
94-429 Ukeʻe St #101
Larry Welsch - State Farm Insurance Agent
Disability Insurance Agent · Waipahu, HI

Larry Welsch - State Farm Insurance Agent serves the Waipahu, Hawaii area as a disability insurance agent. The company helps local residents understand their options for income protection if injury or illness prevents work. Clients in the community can review policies that replace a portion of lost wages during a disability period. The agent guides individuals through the process of selecting appropriate coverage based on personal needs and budget. Among the specific services handled are short-term disability insurance and long-term disability insurance for Waipahu workers and families.

GM
94-849 Lumiaina St Ste 104
Guy Matsumoto - State Farm Insurance Agent
Disability Insurance Agent · Waipahu, HI

Guy Matsumoto - State Farm Insurance Agent provides services tailored to disability insurance in Waipahu, HI. The agency offers coverage designed to replace a portion of income if an illness or injury prevents work, helping clients manage financial obligations during recovery. Ongoing maintenance includes policy reviews to adjust coverage as personal circumstances or employment situations change. The agency serves a variety of local properties and businesses, including single-family homes, apartments, retail locations, and restaurants.

VB
94-849 Lumiaina St #206
Valerie Bruner at Comparion Insurance Agency
Disability Insurance Agent · Waipahu, HI

Homeowners and local businesses in Waipahu rely on Valerie Bruner at Comparion Insurance Agency for disability insurance agent services. This agency helps clients understand disability coverage options that protect income if an illness or injury prevents them from working. Guidance is provided to navigate plan choices suited to individual employment situations in the area. The agency also serves communities in the greater Honolulu metro region.

KN
94-849 Lumiaina St #206
Kendrick Nishiguchi at Comparion Insurance Agency
Disability Insurance Agent · Waipahu, HI

Kendrick Nishiguchi at Comparion Insurance Agency distinguishes between policies such as short-term disability, which may be purchased for a set period, and long-term disability, which requires recurring premium payments to maintain ongoing wage replacement coverage for the insured. This Waipahu agent assists clients in understanding coverage options that address income loss from injury or illness. Services are arranged on a scheduled basis during regular business hours by appointment.

SS
94-229 Waipahu Depot St #201
Susan Santos - State Farm Insurance Agent
Disability Insurance Agent · Waipahu, HI

Susan Santos - State Farm Insurance Agent in Waipahu, HI specializes in disability insurance, helping clients secure income protection for unexpected health events. The agency also provides general insurance services tailored to local residents and families, addressing a range of risk management needs. A common situational concern it helps with includes the onset of an illness or injury that prevents a policyholder from working, offering financial stability during seasonal flu outbreaks or common workplace accidents.

DM
94-210 Pupukahi St Ste 208
Dawn Mira-Whitson: Allstate Insurance
Disability Insurance Agent · Waipahu, HI

Dawn Mira-Whitson: Allstate Insurance offers disability insurance services to clients in Waipahu, Hawaii. The agency specializes in helping individuals secure income protection for illness or injury. These policies can help replace a portion of earnings during recovery periods. The agency evaluates policy options to match different personal and professional needs. Commercial clients in the region can also obtain coverage for their businesses. This includes establishments such as offices, warehouses, and food service operations.

RB
94-050 Farrington Hwy Ste B1-8
Ricky Bonilla: Allstate Insurance
Disability Insurance Agent · Waipahu, HI

In Hawaii's variable seasons, residents in Waipahu often reassess their financial safeguards when storms threaten or after the new year begins. Ricky Bonilla: Allstate Insurance provides disability insurance agent guidance for locals seeking income protection during unexpected illness or injury. The agent explains how policies replace a portion of earnings if the policyholder cannot work, helping maintain household stability. This initial conversation discusses individual coverage options and the waiting periods before benefits begin. The process always starts with a free, no-obligation review of the client's current coverage and employment circumstances.

DS
94-849 Lumiaina St #206
Deborah Sumulong at Comparion Insurance Agency
Disability Insurance Agent · Waipahu, HI

Deborah Sumulong at Comparion Insurance Agency provides disability insurance services to residential clients in Waipahu, Hawaii, addressing income protection for local households. Commercial coverage is offered for businesses seeking to safeguard employee earnings during disability. The service area encompasses Waipahu and the greater Honolulu region. Clients requiring policy adjustments or annual reviews can schedule follow-up appointments between regular visits for continued support.

RD
94-487 Akoki St Ste 103
Roy D Burnett Jr - State Farm Insurance Agent
Disability Insurance Agent · Waipahu, HI

Roy D Burnett Jr - State Farm Insurance Agent in Waipahu, HI, provides disability insurance agent services for local residents and small business owners. The professional helps clients understand options for income protection when illness or injury prevents work. Routine consultations explain how policies can replace a portion of lost earnings. Additional specialty service includes bundled long-term disability coverage that extends benefits beyond standard short-term plans.

CI
94-849 Lumiaina St #206
Comparion Insurance Agency
Disability Insurance Agent · Waipahu, HI

Comparion Insurance Agency serves clients in Waipahu and throughout the surrounding Oahu communities. It handles disability insurance policies designed to provide income protection when an individual cannot work due to injury or illness. The agency typically guides clients through the process of evaluating their personal coverage needs and comparing available policy options. For a typical job, it gathers relevant income and occupational information, then presents plan choices that align with the client’s financial situation and long-term needs.

KC
94-849 Lumiaina St #206
Kai Chen at Comparion Insurance Agency
Disability Insurance Agent · Waipahu, HI
(808) 650-6165
comparioninsurance.com/insurance-agent/hawaii/waipahu-0653/kaichen
NT
94-1024 Waipio Uka St #203
Nathan Tachino - State Farm Insurance Agent
Disability Insurance Agent · Waipahu, HI
(808) 677-5800
bestinsurancehawaii.com
BL
94-1024 Waipio Uka St # 207
Bankers Life
Disability Insurance Agent · Waipahu, HI
(818) 885-3800
branches.bankerslife.com/hi/waipahu/94-1024-waipio-uka-st
DF
94-1024 Waipio Uka St Ste 207
Daryn Fujii, Bankers Life Agent
Disability Insurance Agent · Waipahu, HI
(818) 885-3800
agents.bankerslife.com/hi/waipahu/94-1024-waipio-uka-st/daryn-fujii
PB
94-487 Akoki St STE 104
Plan Benefits Hawaii, LLC
Disability Insurance Agent · Waipahu, HI
(808) 650-5544
LP
94-1024 Waipio Uka St Ste 207
Lani Powers, Bankers Life Agent
Disability Insurance Agent · Waipahu, HI
(818) 885-3800
agents.bankerslife.com/hi/waipahu/94-1024-waipio-uka-st/lani-powers
CJ
94-1024 Waipio Uka St Ste 207
Caroline Jalayahay, Bankers Life Agent
Disability Insurance Agent · Waipahu, HI
(818) 885-3800
agents.bankerslife.com/hi/waipahu/94-1024-waipio-uka-st/caroline-jalayahay
KK
94-1024 Waipio Uka St # 207
Karen Kaoihana, Bankers Life Agent
Disability Insurance Agent · Waipahu, HI
(818) 885-3800
agents.bankerslife.com/hi/waipahu/94-1024-waipio-uka-st/karen-kaoihana

What Does a a Disability Insurance Agent in Waipahu Cost?

Disability insurance agent services in Hawaii typically involve no direct fee to you, as agents earn commissions from insurance companies. Policy premiums vary widely based on age, health, occupation, and coverage amount, ranging from 1% to 3% of your annual income for individual plans. Group plans through employers are often cheaper. This is general information, not insurance advice.

About disability insurance agents in Waipahu

A disability insurance agent in Waipahu can help you understand your policy options and file claims. Hawaii has unique laws such as the Hawaii Temporary Disability Insurance (TDI) program, which provides partial wage replacement for non-work related illness or injury. Working with a local agent ensures you get guidance tailored to Hawaii regulations and your specific needs.

Frequently Asked Questions

What does a disability insurance agent in Waipahu do?

A disability insurance agent helps you choose a policy, explains coverage details, and assists with claim submissions. They can also clarify how Hawaii TDI benefits interact with private disability insurance.

How long do I have to file a disability claim in Hawaii?

For Hawaii TDI, you must file a claim within 90 days of becoming disabled. Private policies may have different deadlines, so check your policy or ask your agent.

Is disability insurance required in Hawaii?

Hawaii law requires most employers to provide Temporary Disability Insurance (TDI) coverage. Private disability insurance is optional but can supplement TDI benefits.

Disability Insurance Agents in Other Hawaii Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.