The top-rated disability insurance agent in Calumet City, Illinois is Insurance Navy Brokers, rated 4.9 stars across 517 reviews. Other highly rated options include Bobby McClellan - State Farm Insurance Agent, Oxford Auto Insurance, Chris Martin - State Farm Insurance Agent. This directory lists 11 disability insurance agents serving Calumet City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Navy Brokers | 663 River Oaks Dr | (708) 891-9495 |
| 2 | Bobby McClellan - State Farm Insurance Agent | 1475 Ring Rd Suite B | (708) 933-6233 |
| 3 | Oxford Auto Insurance | 1910 Sibley Blvd | (708) 498-1000 |
| 4 | Chris Martin - State Farm Insurance Agent | 852 Burnham Ave | (708) 862-3737 |
| 5 | Teri Kic - State Farm Insurance Agent | 525 Burnham Ave | (708) 862-9600 |
| 6 | Brian Richardson Sr. - State Farm Insurance Agent | 592 Torrence Ave | (708) 891-2323 |
| 7 | Louis Dodd: Allstate Insurance | 1551 Sibley Blvd | (708) 868-2800 |
| 8 | Premium Insurance Agency IL | 1950 River Oaks Dr | (708) 584-3744 |
| 9 | Eagle Insurance | Calumet City, IL 60409 | (708) 847-9707 |
| 10 | John Turner Agency | 93 Paxton Ave Suite 100 | (708) 868-6052 |
Insurance Navy Brokers provides disability insurance services in Calumet City, Illinois, specializing in policies that replace a portion of lost income when a client cannot work due to injury or illness. Its full service work includes guiding customers through the application process, helping evaluate the various coverage options available to individuals and families in the local area. The agency assists with concerns about maintaining financial stability during recovery, and also helps clients secure protection before a planned medical procedure or surgery.
Bobby McClellan - State Farm Insurance Agent serves the Calumet City, Illinois area and the surrounding Cook County region. This office provides disability insurance services to local residents, helping individuals protect their income if they become unable to work due to illness or injury. The agent works with clients to review policy options that suit their personal financial situations. Services handled here include long-term disability coverage, which provides benefits over an extended period, and short-term disability policies for more immediate income protection.
Oxford Auto Insurance in Calumet City, IL provides a full range of disability insurance agent services, including helping clients select income protection policies and assisting with the application and claims process. Their service plans focus on educating policyholders about benefit timelines and coordinating with employers to ensure smooth coverage transitions. The company regularly reviews client policies to adjust for changing income levels or employment status. They service single-family homes, apartments, retail establishments, and restaurants in the local area.
Homeowners, business owners, and property managers in Calumet City, IL, turn to Chris Martin, a local disability insurance agent, for tailored coverage plans. The agency helps clients build policies that protect their income if injury or illness prevents them from working. As a State Farm agent, Chris Martin provides guidance on group and individual disability options for self-employed individuals and families. The agency also serves neighboring communities in the South Chicago suburbs, including Lansing, Hammond, and Dolton.
Serving Calumet City and the surrounding south suburban communities, Teri Kic - State Farm Insurance Agent handles disability insurance needs for local residents and professionals. The agency provides coverage designed to replace a portion of lost income if illness or injury prevents a client from working. Guidance is offered on individual policies as well as employer-sponsored plans. To handle a typical job, the agent first reviews the client's current employment benefits and household budget, then presents policy options that align closely with their specific financial situation and protection requirements.
Brian Richardson Sr. - State Farm Insurance Agent in Calumet City, IL, serves clients by helping them distinguish between short-term disability policies that provide one-time benefits and long-term plans offering recurring payments. Coverage focuses on replacing a portion of income if an injury or illness prevents work—offering financial stability during recovery periods. Service runs on both a one-time basis for initial policy setup and as scheduled for annual policy reviews or life changes.
Offering disability income protection planning, the agency helps individuals secure coverage for lost wages due to illness or injury. Louis Dodd: Allstate Insurance in Calumet City, IL, also provides auto, home, and life insurance as a local agent. General client consultations include reviewing existing policies and estimating future income needs. The office often assists residents who have recently recovered from a surgery or a winter accident and now need to adjust their financial safety net while returning to work.
Disability insurance can become a pressing concern many Calumet City residents, particularly after a sudden illness or workplace injury disrupts income. Premium Insurance Agency IL responds by helping local professionals evaluate coverage options that replace a portion of lost wages. The company focuses on clarifying the difference between short-term and long-term disability policies, ensuring clients understand elimination periods and benefit durations. The process begins with an initial-assessment meeting, where the agent reviews current earnings and occupation details before outlining policy choices.
Based in Calumet City, Illinois, Eagle Insurance helps clients distinguish between short-term disability policies that offer one-time benefit payments and long-term plans that provide recurring income. The agency specializes in explaining how coverage replaces a percentage of lost wages during illness or injury. Local professionals and self-employed individuals typically rely on this category of insurance to protect their financial stability. Service is available on a scheduled or as-needed basis, accommodating appointments during and after regular business hours.
John Turner Agency assists individuals and businesses in Calumet City, Illinois, with financial protection strategies. As a disability insurance agent, the company helps clients secure income replacement policies for when illness or injury prevents work. The agency focuses on tailoring coverage options to meet specific occupational and personal needs. It serves a range of commercial sectors, including local offices, warehouses, and food service establishments.
What Does a a Disability Insurance Agent in Calumet City Cost?
The cost of disability insurance in Illinois varies by age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For a 40 year old in a moderate risk job, a policy paying 60% of income might cost 50 to 150 dollars per month. Actual costs depend on your personal situation. This is general information, not insurance advice.
About disability insurance agents in Calumet City
Disability insurance agents in Calumet City help residents and workers find coverage that fits their needs. Illinois law requires certain employers to offer group disability plans, but individual policies are also available. A local agent can explain how Illinois state regulations affect your benefits and waiting periods.
Frequently Asked Questions
What does a disability insurance agent do in Calumet City?
A disability insurance agent helps you compare policies from different carriers and explains coverage options. They can also assist with filing claims and understanding Illinois specific rules such as the 30 day waiting period for state mandated benefits.
Is disability insurance required by law in Illinois?
Illinois does not require individuals to buy disability insurance. However, employers with 50 or more workers must offer group disability coverage under the Illinois Insurance Code. An agent can help you understand if your employer plan meets state standards.
How long do I have to file a disability claim in Illinois?
For private disability policies, you usually have 30 to 90 days from the date of disability to file a claim. Illinois law does not set a specific deadline for all policies, so check your policy terms or ask an agent for guidance.
Disability Insurance Agents in Other Illinois Cities
Addison · Algonquin · Arlington Heights · Aurora · Bartlett · Batavia · Belleville · Berwyn · Bloomington · Bolingbrook · Buffalo Grove · Burbank · Carol Stream · Champaign · Chicago