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Disability Insurance Agents in Chicago Heights, IL

Directory of disability insurance agents in Chicago Heights, Illinois. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
Chicago Heights, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 9 disability insurance agents in Chicago Heights, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Insurance Navy Brokers
165 W Joe Orr Rd, Chicago Heights, IL 60411
(708) 755-5100 insurancenavy.com
Insurance King
710 W Lincoln Hwy, Chicago Heights, IL 60411
(708) 481-4300 insuranceking.com
Hi-Way Insurance
1027 Dixie Hwy, Chicago Heights, IL 60411
(708) 754-0220 hiwayinsurance.com
Kelli E. Davenport: Allstate Insurance
220 Dixie Hwy, Chicago Heights, IL 60411
(708) 515-9290 agents.allstate.com
Harvey Adams - State Farm Insurance Agent
222 Vollmer Rd #2d, Chicago Heights, IL 60411
(708) 755-9627 youragentharvey.com
Derrick Jones - State Farm Insurance Agent
222 Vollmer Rd #2d, Chicago Heights, IL 60411
(708) 799-6100 jonesagency.org
Julie Nash - State Farm Insurance Agent
222 Vollmer Rd #2d, Chicago Heights, IL 60411
(708) 798-3550 julienashinsurance.com
Eagle Insurance
Chicago Heights, IL 60411
(708) 754-7007
AGAPE Insurance Agency, INC
193 W Joe Orr Rd, Chicago Heights, IL 60411
(708) 228-5567

Disability insurance agents in Chicago Heights help residents and small business owners find coverage that protects income if illness or injury prevents work. Illinois law requires certain employers to offer group disability plans under the Illinois Insurance Code. A local agent can explain policy options and help with claims specific to Cook County regulations.

What Does a Disability Insurance Agent in Chicago Heights Cost?

The cost of disability insurance in Illinois typically ranges from 1% to 3% of your annual income. For a 35 year old earning 60000 per year, a policy might cost between 600 and 1800 annually. Premiums vary based on age, health, occupation, and benefit amount. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Chicago Heights do?
A disability insurance agent helps you compare policies from different carriers and explains coverage details like elimination periods and benefit amounts. They assist with filing claims and can advise on how Illinois state laws affect your policy. Agents do not provide legal advice but can guide you through the insurance process.
How long do I have to file a disability claim in Illinois?
Illinois does not set a single time limit for all disability claims. Most private policies require notice within 30 days of disability and proof of claim within 90 days. Check your specific policy for deadlines because missing them can delay or deny benefits.
Are disability insurance benefits taxable in Illinois?
Disability benefits are generally not taxable if you paid the premiums with after tax dollars. If your employer paid the premiums, benefits are usually taxable as income. Illinois follows federal tax rules for this determination.