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Browse disability insurance agents serving Urbana, Illinois. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Urbana, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 6 disability insurance agents in Urbana, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
1112 W University Ave, Urbana, IL 61801
(217) 666-6012
locations.freeway.com
Farmers Insurance - Michael Rumsey
1606 Willow View Rd # 1B, Urbana, IL 61802
(217) 363-3030
agents.farmers.com
Sticklen Insurance Agency
3109 Tatman Ct Unit 101, Urbana, IL 61802
(217) 328-1612
stickleninsuranceagency.com
Dan Punkay - COUNTRY Financial Representative
2740 S Philo Rd Ste B, Urbana, IL 61802
(217) 328-0023
advisors.countryfinancial.com
Loman-Ray Insurance Group, LLC
2702 Boulder Dr, Urbana, IL 61802
(888) 566-2679
lomanray.com
ASK Benefit Solutions, Inc.
1606 Willow View Rd Ste. 1-R, Urbana, IL 61802
(217) 359-1248
Disability insurance agents in Urbana Illinois help individuals and businesses find coverage that protects income if injury or illness prevents work. Illinois law requires certain policies to include specific provisions such as a grace period and reinstatement rights. Local agents understand the needs of Champaign County residents and can explain policy options clearly.
What Does a Disability Insurance Agent in Urbana Cost?
Disability insurance agent services in Illinois are usually paid through commissions from the insurance company so there is often no direct fee to you. Policy premiums vary widely based on age health occupation and benefit amount. Typical monthly premiums for a 35 year old in good health might range from 50 to 200 dollars for a policy covering 60 percent of income. Costs can be higher for high risk occupations or shorter elimination periods. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Urbana do?
A disability insurance agent helps you compare policies from different insurers and choose a plan that fits your budget and needs. They can explain terms like elimination period and benefit duration. Agents do not work for one company so they can show you multiple options.
How do Illinois laws affect disability insurance policies?
Illinois insurance law requires that individual disability policies include a 30 day grace period and a provision for reinstatement after a lapse. Policies must also clearly state any exclusions or limitations. An Urbana agent can review these details with you.
Can a disability insurance agent help with a claim denial?
An agent can explain your policy terms and help you understand why a claim was denied. However they cannot provide legal advice or represent you in an appeal. For a denied claim you may need to contact the Illinois Department of Insurance or a lawyer.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.