The top-rated disability insurance agent in Cedar Rapids, Iowa is Jeter Schrock & Associates, Inc: Allstate Insurance, rated 4.5 stars across 144 reviews. Other highly rated options include Skogman Insurance, Weinstein Insurance Agency, Iowa Retirement Benefits & Solutions. This directory lists 19 disability insurance agents serving Cedar Rapids.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeter Schrock & Associates, Inc: Allstate Insurance | 560 Boyson Rd NE ste c | (319) 363-4008 |
| 2 | Skogman Insurance | 417 1st Ave SE | (319) 366-6288 |
| 3 | Weinstein Insurance Agency | 700 1st Ave NE Unit 101 | (319) 362-1674 |
| 4 | Iowa Retirement Benefits & Solutions | 373 Collins Rd NE #106 | (319) 423-3332 |
| 5 | Insurance Gurus | 3500 F Ave NW Ste 302 | (319) 200-4878 |
| 6 | TrueNorth Companies | 500 1st St SE | (319) 364-5193 |
| 7 | Premier Health Insurance of Iowa | 3600 1st Ave NE | (800) 383-6590 |
| 8 | The Accel Group - Cedar Rapids | 5500 Fountains Dr NE #201 | (319) 365-8611 |
| 9 | Rebecca Stutzman Insurance Agency | 5300 N Park Pl NE Ste 110 | (319) 447-0709 |
| 10 | Globe Life Family Heritage Division: Tuma Agencies | 625 32nd Ave SW Suite 110 | (319) 449-4846 |
Jeter Schrock & Associates, Inc: Allstate Insurance serves the Cedar Rapids, Iowa, metro area as a disability insurance agent. This agency guides individuals and local businesses through selecting coverage that protects income if illness or injury prevents work. A disability insurance agent helps clients understand policy features, such as benefit periods and elimination periods, and matches them with suitable plans from available carriers. The firm handles both short-term and long-term disability insurance products to meet varied needs in the region.
Skogman Insurance serves individuals and businesses throughout Cedar Rapids and the surrounding communities of eastern Iowa, handling the complexities of disability insurance coverage. The firm works with clients to understand the specific risks their careers and lifestyles face, then identifies appropriate policies to protect income. For a typical case, the company reviews a client’s occupation and earnings, compares options from multiple carriers, and presents clear, straightforward policy details to support informed decisions without pressure.
Weinstein Insurance Agency in Cedar Rapids works with homeowners, local business owners, and professionals seeking income protection. The agency specializes in disability insurance, helping clients secure coverage that supports them if illness or injury prevents them from working. Clients can receive guidance on policy options and understand key benefit terms such as elimination periods and own-occupation definitions. The firm also serves residents and businesses in surrounding communities like Marion and Hiawatha, providing accessible counsel on disability planning throughout the broader Cedar Rapids metro area.
Iowa Retirement Benefits & Solutions in Cedar Rapids serves individuals seeking either a single policy evaluation for a specific need or ongoing support to adjust coverage as life circumstances change. The agency guides clients through the varied disability insurance options available in the region, explaining how different plans can replace a portion of income during an injury or illness. Service operates on an as-needed basis, with no preset schedule required for appointments or policy reviews.
Insurance Gurus specializes in helping residents of the Cedar Rapids area secure disability insurance policies. The agency works with individuals to analyze their income and occupation, guiding them through the process of selecting appropriate coverage that protects against the financial impact of an unexpected illness or injury. It assists clients in understanding policy terms and filing claims. As local planting and harvest seasons increase physical demands for many workers, the agency helps farmers and laborers update their plans to match current earning risks.
TrueNorth Companies provides a range of disability insurance agent services for individuals and businesses in Cedar Rapids, Iowa. It offers guidance on policy selection and application, and assists with claims and coverage reviews. Its service includes ongoing plan management to help clients maintain suitable protection. The company typically services single-family homes, apartments, retail establishments, and restaurants within the local community.
As winter approaches in Cedar Rapids, concerns about lost income due to illness or injury often arise. Premier Health Insurance of Iowa provides personalized guidance through the disability insurance agent process, helping local workers secure coverage tailored to their lifestyle. Their team explains key policy options and helps navigate complex terms. For those considering disability protection, the first step involves a complimentary initial needs assessment to evaluate current earnings and individual risk factors.
The Accel Group - Cedar Rapids works with individuals and businesses to help secure financial protection against income loss due to injury or illness. Its specialty includes guiding clients through the complexities of long-term and short-term disability insurance policies. The agency assists with coverage planning tailored to the needs of local commercial sectors, including offices looking to protect key staff, warehouses needing safety nets for manual workers, and food service operations seeking reliable income replacement options.
Rebecca Stutzman Insurance Agency provides disability insurance coverage for residential clients in Cedar Rapids, helping protect household income against unexpected illness or injury. It also offers commercial disability policies tailored to local small businesses and self-employed professionals throughout the surrounding area. The agency evaluates each client’s specific needs to recommend appropriate plans for protecting their earnings during recovery. After an initial policy is issued, the agent schedules follow-up conversations to review coverage changes between regular annual visits.
Globe Life Family Heritage Division: Tuma Agencies is known for helping individuals and families in Cedar Rapids, IA secure disability insurance coverage to protect their income. The agency serves local residents by guiding them through policy options that provide financial stability during times of illness or injury. Its service range includes consultations to assess personal needs and recommend suitable plans. This agency can add on critical illness coverage to complement a core disability policy.
What Does a a Disability Insurance Agent in Cedar Rapids Cost?
Disability insurance agent services in Iowa typically do not charge a separate fee because agents earn commissions from the insurance carrier. The cost of the policy itself varies widely based on your age, health, occupation, and coverage amount. For a healthy 35-year-old professional in Cedar Rapids, monthly premiums might range from 50 to 150 dollars for a 5,000 dollar monthly benefit. Costs can be higher for higher-risk occupations or pre-existing conditions. This is general information, not insurance advice.
About disability insurance agents in Cedar Rapids
Disability insurance agents in Cedar Rapids, Iowa help individuals and businesses find coverage that meets their needs. Iowa law requires agents to be licensed by the Iowa Insurance Division. Local agents can guide you through the application process and explain how Iowa state regulations affect your policy.
Frequently Asked Questions
What does a disability insurance agent in Cedar Rapids do?
A disability insurance agent helps you find and purchase disability income protection policies. They explain policy terms, compare options from different carriers, and assist with the application process. In Iowa, agents must follow state licensing and disclosure rules.
How do I choose a disability insurance agent in Cedar Rapids?
Look for an agent licensed in Iowa with experience in disability coverage. Check their credentials with the Iowa Insurance Division. Ask about their knowledge of group and individual policies available in the Cedar Rapids area.
Are there Iowa-specific rules for disability insurance policies?
Yes, Iowa Code Title XIII Chapter 507B governs unfair trade practices in insurance. Iowa also has a 2-year contestability period for disability policies. Agents must explain these timelines and any state-mandated policy features to you.
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