The top-rated disability insurance agent in Salina, Kansas is Dauane Briggs - State Farm Insurance Agent, rated 4.9 stars across 183 reviews. Other highly rated options include Shelter Insurance - Kelly Kitchener, Farmers Insurance - Deana Garnett, Salina Insurance Services. This directory lists 20 disability insurance agents serving Salina.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dauane Briggs - State Farm Insurance Agent | 1101 S Ohio St STE C | (785) 827-8600 |
| 2 | Shelter Insurance - Kelly Kitchener | 1809 S Ohio St | (785) 825-6227 |
| 3 | Farmers Insurance - Deana Garnett | 120 S 7th St | (785) 827-4150 |
| 4 | Salina Insurance Services | 157 N 9th St | (785) 825-8600 |
| 5 | Solutions For Life | 1923 S Ohio St | (785) 452-8039 |
| 6 | Iron Insurance Partners | 100 S Santa Fe Ave | (785) 825-0286 |
| 7 | L&L Advisors | 717 Roach St | (785) 823-2158 |
| 8 | Lauck Insurance Agency | 155A N 7th St | (785) 827-2906 |
| 9 | Farmers Union Midwest Agency, Helzer Insurance | 216 W Crawford St | (785) 827-1011 |
| 10 | Smart Insurance | 1945 S Ohio St | (785) 833-5611 |
Dauane Briggs - State Farm Insurance Agent serves the Salina, Kansas area as a disability insurance agent. The company aids local residents and professionals in securing income protection through individual disability policies. They assist clients in planning for unexpected health events that could prevent them from working. Their services include evaluating current coverage and helping to select appropriate short-term disability plans designed for the Salina region.
Shelter Insurance - Kelly Kitchener provides disability insurance agent services to clients throughout the Salina, Kansas area. This agency helps individuals and business owners understand and select policies that offer income protection in the event of an illness or injury preventing work. Its service approach includes assessing each client’s specific coverage needs and explaining policy options clearly. Typical planning considers an applicant’s occupation and existing benefits to recommend appropriate plans. This agent serves those who own or manage single-family homes, apartments, retail locations, and restaurants.
Serving Salina, Kansas, and the surrounding communities, Farmers Insurance - Deana Garnett handles disability insurance policies designed to protect income during illness or injury. This agency guides local professionals and small business owners through eligibility requirements and benefit structures common in this region. Clients receive assistance in selecting coverage tailored toward maintaining financial stability during an unexpected inability to work. The agency typically begins each case with a comprehensive assessment of the individual's occupation and monthly expenses to recommend an appropriate policy.
Homeowners and business owners in Salina, Kansas, turn to Salina Insurance Services for disability insurance coverage that protects their income when illness or injury prevents work. The agency works closely with clients to explain policy options and help them select appropriate benefit periods and waiting terms. Routine consultations focus on long-term financial stability and customized protection strategies. Service extends to clients in nearby Abilene as well.
Solutions For Life specializes in helping individuals secure disability income coverage to protect their earnings. Based in Salina, Kansas, the agency guides clients through the process of evaluating policy options that align with personal budgets and career demands. Its general service work includes assessing client needs, comparing benefits from different carriers, and assisting with applications. When seasonal employment shifts or unexpected health issues threaten financial stability, the agency helps Salina residents adjust their coverage to maintain protection during those periods of change.
Iron Insurance Partners serves disability insurance needs in the Salina area, distinguishing between one-time policy evaluations and recurring coverage reviews for changing health conditions. Their focus includes both short-term disability plans for temporary income gaps and long-term coverage for lasting or severe illness. Ongoing support emphasizes tailoring benefit periods and elimination periods to each client’s occupation and financial situation. Service is available on an as-needed basis, for policy adjustments or claims assistance.
As winter weather creates uncertain conditions in Salina, local workers often consider how temporary disability would affect their income. L&L Advisors serves residents seeking realistic coverage for these situations as a disability insurance agent. They help clients understand benefit terms including elimination periods and monthly payouts tailored for this region's employment mix. By focusing on individual needs, they aim to match policy features with household budgets. The process for a prospective client starts with scheduling a personal consultation to examine current coverage and discuss potential gaps.
Lauck Insurance Agency serves Salina residents seeking individual disability income protection in the home and surrounding neighborhoods. The agency also handles commercial disability coverage for area small businesses needing employee benefits within Salina and the broader Saline County region. Discussions with the agent clarify policy options like elimination periods and benefit durations for local needs. Follow-up arrangements are scheduled after policy delivery to review coverage changes prior to the next regular visit.
Farmers Union Midwest Agency, Helzer Insurance helps clients manage financial risk through disability insurance, serving the Salina, Kansas area and surrounding communities. As a disability insurance agent, the company assists individuals and businesses in securing coverage that provides income replacement if illness or injury prevents work. It specializes in finding policies tailored to different occupations and income levels. This agency can serve various commercial sectors commonly found in the region, including offices, warehouses, and food service operations.
Smart Insurance in Salina, Kansas helps individuals decide between a single disability policy purchase for one-time protection needs and recurring coverage that renews over time. The agency guides clients through understanding how Disability Insurance can replace a portion of income if illness or injury prevents work, offering flexibility in plan duration and benefit amounts. Service is offered on an as-needed basis throughout the community for personalized consultations and claims assistance.
What Does a a Disability Insurance Agent in Salina Cost?
Disability insurance premiums in Kansas typically range from 1 percent to 3 percent of your annual income. For a 50000 dollar annual income a policy might cost 500 to 1500 per year. Costs vary based on age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Salina
Disability insurance agents in Salina Kansas help individuals and businesses find coverage that protects income if you cannot work. Kansas insurance law requires agents to be licensed by the Kansas Insurance Department. Local agents understand the needs of Salina workers in agriculture healthcare and manufacturing.
Frequently Asked Questions
What does a disability insurance agent in Salina do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods elimination periods and coverage options. They also assist with filing claims and understanding your policy terms.
How do I choose a disability insurance agent in Salina Kansas?
Look for an agent licensed in Kansas with experience in disability coverage. Ask about their familiarity with Kansas insurance regulations and the specific needs of Salina residents. You can verify an agents license on the Kansas Insurance Department website.
Are disability insurance benefits taxable in Kansas?
If you pay the premiums with after tax dollars the benefits are generally tax free. If your employer pays the premiums benefits are usually taxable as income. Kansas follows federal tax rules for disability benefits so consult a tax professional for your situation.
Disability Insurance Agents in Other Kansas Cities
Derby · Gardner · Hutchinson · Leavenworth · Manhattan · Olathe · Overland Park · Shawnee · Topeka · Wichita