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Compare Disability Insurance Agents in Owensboro, KY

Compare disability insurance agents in Owensboro. Review contact information and insurance categorys before you decide.

18 agents listed
Updated May 2026
Owensboro, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 18 disability insurance agents in Owensboro, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Elevate Insurance Agency Inc
3118 Alvey Park Dr E Ste 4, Owensboro, KY 42303
(270) 682-0001 elevateyourinsurance.com
EM Ford Insurance & Financial Planning
600 Frederica St, Owensboro, KY 42301
(270) 926-2806 emford.com
AAA Owensboro Insurance and Member Services
1600 Frederica St, Owensboro, KY 42301
(270) 683-8034 ace.aaa.com
WD Insurance
2410 W Parrish Ave, Owensboro, KY 42301
(270) 240-2268 wdinsuranceobky.com
River City Insurance Agency
800 Frederica St, Owensboro, KY 42301
(270) 216-8975 rivercityinsuranceagency.com
Lawton Insurance of Owensboro
200 E 3rd St Suite 101, Owensboro, KY 42301
(270) 685-5124 hfins.com
Affordable Care Health Insurance LLC
2824 Farrell Crescent, Owensboro, KY 42303
(270) 684-3711 affordableinsuranceky.com
Neely Insurance Agency LLC
2120 Frederica St, Owensboro, KY 42301
(270) 213-6394
Maddox Insurance Group
2803 Veach Rd, Owensboro, KY 42301
(270) 485-2159 jordanmaddoxinsurance.com
Stonebridge Insurance Services, Inc.
810 Princeton Pkwy, Owensboro, KY 42301
(270) 926-7977 stonebridge-ins.com
Gallagher Insurance, Risk Management & Consulting
1925 Frederica St, Owensboro, KY 42301
(270) 926-4550 assuredpartners.com
Growth Insurance KY
511 Frederica St, Owensboro, KY 42301
(270) 216-3294
RMI
922 Triplett St Ste 1, Owensboro, KY 42303
(270) 684-6195
Baize Insurance
2803 Veach Rd, Owensboro, KY 42303
(270) 685-1011
Jennifer L Keller - Aflac Insurance Agent
422 Frederica St, Owensboro, KY 42301
(270) 993-3492 local.aflac.com
Bradley & Bradley Insurance Agcy LLC
722 Breckenridge St, Owensboro, KY 42303
(270) 685-5266 bradleyins.com
Houchens Insurance Group
2009 Frederica St A, Owensboro, KY 42301
(270) 685-5581 higusa.com
HUB International
2625 Frederica St, Owensboro, KY 42301
(270) 926-4438 hubinternational.com

What Does a Disability Insurance Agent in Owensboro Cost?

The cost of disability insurance in Kentucky typically ranges from 1 percent to 3 percent of your annual income for a policy that covers 60 percent of your salary. For example, a person earning 50000 per year might pay between 500 and 1500 annually. Premiums vary based on age, health, occupation, and policy features. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Owensboro do?
A disability insurance agent helps you find and purchase a policy that replaces a portion of your income if you become unable to work. They explain policy terms, compare options from different carriers, and assist with the application process. In Kentucky, agents must follow state insurance laws and disclose policy details clearly.
How do I choose a disability insurance agent in Owensboro?
Look for an agent licensed in Kentucky with experience in disability coverage. Check their credentials and ask about their familiarity with Kentucky insurance regulations. You can verify an agents license through the Kentucky Department of Insurance website.
Are there Kentucky specific rules for disability insurance policies?
Yes. Kentucky insurance law sets standards for policy provisions, including definitions of disability and benefit periods. The state also has a 2 year contestability period for most policies. Agents must comply with these rules when selling policies in Owensboro.