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Compare disability insurance agents in Owings. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Owings, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 3 disability insurance agents in Owings, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nationwide Insurance - Matthew K Boudreau
9829 Old Solomons Island Rd, Owings, MD 20736
(410) 257-6766
boudreauinsurance.com
OakPoint Insurance
1999 Chaneyville Rd, Owings, MD 20736
(410) 535-0416
oakpointins.com
Michael Sprague & Associates
200-A E Mt Harmony Rd, Owings, MD 20736
(410) 257-6006
erieinsurance.com
Disability insurance agents in Owings Maryland help residents protect their income with individual or group policies. Maryland law requires disability insurance policies to include specific provisions such as a 30-day grace period and a time limit on certain defenses. Local agents can explain how these rules apply to your situation and help you choose the right coverage for your needs.
What Does a Disability Insurance Agent in Owings Cost?
The cost of disability insurance in Maryland varies based on age, occupation, health, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For example, a 40-year-old in a low-risk occupation might pay $50 to $150 per month for a policy with a 90-day elimination period and a benefit of $3,000 per month. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Owings do?
A disability insurance agent helps you compare policies from different carriers and find a plan that fits your budget and occupation. They can also assist with understanding policy terms like elimination periods and benefit durations. In Maryland, agents must be licensed by the Maryland Insurance Administration.
How do I choose a disability insurance agent in Owings Maryland?
Look for an agent who has experience with disability insurance and is familiar with Maryland specific regulations. You can verify an agents license on the Maryland Insurance Administration website. Ask about their knowledge of own-occupation coverage and residual disability benefits.
Are there Maryland laws that affect disability insurance policies?
Yes, Maryland law requires disability insurance policies to include a 30-day grace period for premium payments and a provision that the policy cannot be contested after two years except for nonpayment. Maryland also has a law that allows for conversion of group disability coverage to an individual policy under certain conditions.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.