Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 10 disability insurance agents in Andover, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Segreve & Hall Insurance Associates Inc.
1 Tech Dr, Andover, MA 01810
(978) 975-1300
segrevehall.com
The Andover Companies
95 Old River Rd, Andover, MA 01810
(978) 475-3300
andovercompanies.com
My Family Life Insurance
300 Brickstone Square Suite 201, Andover, MA 01810
(800) 645-9841
myfamilylifeinsurance.com
HUB International
300 Ballardvale St, Andover, MA 01810
(978) 657-5100
hubinternational.com
Doherty Insurance Inc
21 Elm St, Andover, MA 01810
(978) 475-0260
dohertyinsurance.com
New York Life Insurance
10 New England Business Ctr Dr 2nd Floor, Andover, MA 01810
(978) 681-4300
boston.nyloffices.com
Samel Insurance Inc
15 Central St, Andover, MA 01810
(978) 474-0810
samel-ins.com
Protection Solutions Insurance
138 River Rd #107, Andover, MA 01810
(978) 660-6588
psiagencies.com
Howe Insurance Agency
4 Punchard Ave, Andover, MA 01810
(978) 475-0400
howeins.com
Custom Benefits Group
300 Brickstone Square Suite 201, Andover, MA 01810
(978) 662-5120
custombenefits.net
What Does a Disability Insurance Agent in Andover Cost?
Typical costs for individual disability insurance in Massachusetts range from 1 percent to 3 percent of annual income. For a 40 year old professional earning 100,000 dollars, a policy might cost 100 to 250 dollars per month. Costs vary by age, health, occupation, and benefit features. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Andover do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your budget and occupation. They explain policy terms like elimination periods and benefit durations. They also assist with filing claims and understanding Massachusetts PFML offsets.
How does Massachusetts PFML affect private disability insurance?
Massachusetts Paid Family and Medical Leave provides partial wage replacement for up to 26 weeks. A private disability insurance policy can be structured to coordinate with PFML benefits. An agent can show you how to avoid gaps in coverage.
Do I need a disability insurance agent if my employer offers coverage?
Employer group plans may have limits on benefit amounts and duration. An independent agent can review your employer policy and suggest supplemental individual coverage. This is especially important for high earners in Andover.