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Compare Disability Insurance Agents in Carlisle, MA
Browse disability insurance agents serving Carlisle, Massachusetts. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Carlisle, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 disability insurance agents in Carlisle, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rollins Insurance
13 Lowell St, Carlisle, MA 01741
(978) 369-6883
rollinsinsagency.com
Carlisle Insurance Brokerage
50 School St, Carlisle, MA 01741
(978) 369-5079
carlisle-insurance.com
Disability insurance agents in Carlisle, Massachusetts help residents protect their income if they cannot work due to illness or injury. Massachusetts law requires employers to provide short-term disability coverage through the Paid Family and Medical Leave program, but private agents can help you find supplemental long-term policies. Working with a local agent ensures you understand state-specific rules and policy options.
What Does a Disability Insurance Agent in Carlisle Cost?
The cost of disability insurance in Massachusetts typically ranges from 1% to 3% of your annual income for a long-term policy. For a person earning $60,000 per year, this means premiums between $600 and $1,800 annually. Costs vary based on age, health, occupation, and policy features like benefit amount and waiting period. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Carlisle do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your occupation and income. They explain policy terms, such as elimination periods and benefit durations, and assist with the application process. Agents do not provide legal advice but can guide you on Massachusetts-specific requirements.
Is disability insurance required in Massachusetts?
Massachusetts does not require individuals to buy private disability insurance. However, most employers must provide short-term disability benefits through the state Paid Family and Medical Leave program. A private agent can help you get additional long-term coverage beyond what the state offers.
How do Massachusetts disability insurance laws affect my policy?
Massachusetts has a 90-day waiting period for state PFML benefits, and private policies often have similar elimination periods. State law also protects you from discrimination based on pre-existing conditions in group plans. An agent can explain how these rules apply to your specific situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.