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Find Disability Insurance Agents Near You in Chelmsford, MA
Directory of disability insurance agents in Chelmsford, Massachusetts. Verify credentials with the state department of insurance before hiring.
9 agents listed
Updated May 2026
Chelmsford, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 9 disability insurance agents in Chelmsford, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Premiere Insurance
7 Summer St # 19, Chelmsford, MA 01824
(978) 221-0139
premiereinsuranceinc.com
Allstate Insurance: Todd Seesman
83 Parkhurst Rd #10, Chelmsford, MA 01824
(978) 710-7040
agents.allstate.com
Kaplansky Insurance - Chelmsford Branch
118 Chelmsford St, Chelmsford, MA 01824
(978) 256-0900
kaplansky.com
L'Hussier Insurance
63 Chelmsford St #2, Chelmsford, MA 01824
(978) 256-1583
lhussierins.com
Talbot Insurance Agency
205 Chelmsford St, Chelmsford, MA 01824
(978) 256-3367
talbotins.com
Kevin Lynch office of Commonwealth Property & Casualty
233 Chelmsford St, Chelmsford, MA 01824
(978) 322-5639
kevinjosephlynch.com
Alpine Insurance Inc
15 Fletcher St STE 2, Chelmsford, MA 01824
(978) 453-0076
alpineins.com
Time Insurance Solutions LLC
48 Chelmsford St #5b, Chelmsford, MA 01824
(978) 455-7774
Smart Financial Inc
48 Chelmsford St #5b, Chelmsford, MA 01824
(978) 226-3856
smartfinancial.net
A disability insurance agent in Chelmsford Massachusetts can help you find a policy that protects your income if you cannot work. Massachusetts requires employers to provide short-term disability coverage through the Paid Family and Medical Leave program. An agent can explain how private policies supplement state benefits and meet your needs.
What Does a Disability Insurance Agent in Chelmsford Cost?
Disability insurance premiums in Massachusetts typically range from 1% to 3% of your annual income. For a 35 year old in Chelmsford, a policy covering 60% of income may cost between $50 and $150 per month. Costs vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Chelmsford do?
A disability insurance agent helps you compare policies from different insurers. They explain coverage options, policy terms, and exclusions. They also assist with filing claims and understanding your benefits under Massachusetts law.
Do I need disability insurance if I have Massachusetts PFML?
Massachusetts Paid Family and Medical Leave provides partial wage replacement for up to 26 weeks. Private disability insurance can cover a higher percentage of your income and offer longer benefit periods. An agent can help you decide if additional coverage is right for you.
How do Massachusetts laws affect disability insurance claims?
Massachusetts has specific time limits for filing disability claims and appeals. Insurers must follow state regulations regarding claim handling and deadlines. An agent familiar with Massachusetts rules can help you meet these requirements.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.