Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 9 disability insurance agents in Gloucester, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Prince Insurance Agency, Inc.
15 Washington St, Gloucester, MA 01930
(978) 283-7314
princeinsuranceagency.com
Babson-Elwell & Davis, Inc
44 Blackburn Center, Gloucester, MA 01930
(978) 283-1561
babson-elwell-davis.com
Carroll K Steele Insurance Agency
32 Pleasant St, Gloucester, MA 01930
(978) 283-5100
carrollsteele.com
Lauranzano Insurance Agency, Inc
44 Blackburn Center, Gloucester, MA 01930
(978) 927-8420
babson-elwell-davis.com
Palazzola Insurance Agency
1 Main St u9, Gloucester, MA 01930
(978) 283-7711
Globond Financial
118 Prospect St, Gloucester, MA 01930
(917) 523-9163
Favazza Johnson Insurance Agency
218 Main St, Gloucester, MA 01930
(978) 283-0016
Gallagher Insurance, Risk Management & Consulting
4 Railroad Ave, Gloucester, MA 01930
(800) 333-7234
locations.ajg.com
Salem Five Insurance Services, LLC
321 Gloucester Crossing Rd, Gloucester, MA 01930
(978) 283-7757
salemfiveinsurance.com
What Does a Disability Insurance Agent in Gloucester Cost?
Disability insurance premiums in Massachusetts typically range from 1% to 3% of your annual income for a policy that covers 60% of your salary. For a person earning $50,000 per year, this means an annual premium of $500 to $1,500. Costs vary based on age, health, occupation, and policy features like waiting period and benefit duration. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Gloucester do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your budget and needs. They explain policy terms, waiting periods, benefit amounts, and how Massachusetts PFML interacts with private plans. They do not provide legal advice or handle claims disputes.
How is disability insurance different from Massachusetts PFML?
Massachusetts Paid Family and Medical Leave (PFML) is a state program funded by payroll taxes that provides partial wage replacement for up to 26 weeks. Private disability insurance offers additional coverage with higher benefit amounts and more flexible terms. An agent can help you decide if a private policy is right for you.
Do I need disability insurance if I work in Gloucester fishing industry?
Many Gloucester fishing industry workers are self-employed or work for small vessels and may not have employer-provided coverage. A disability insurance agent can help you find policies designed for high-risk occupations. Some carriers offer coverage with specific exclusions for maritime work, so it is important to review terms carefully.