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Disability Insurance Agents in Orleans, MA

Browse disability insurance agents serving Orleans, Massachusetts. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Orleans, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 disability insurance agents in Orleans, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Baldwin Group (formerly RogersGray)
111 MA-6A, Orleans, MA 02653
(800) 553-1801 baldwin.com
Pike Insurance Agency Inc.
8 Main St, Orleans, MA 02653
(508) 255-7880
Kaplansky Insurance- Orleans Branch
8 Main St, Orleans, MA 02653
(508) 255-7880 kaplansky.com
Davis Financial Services, LLC
29 West Rd, Orleans, MA 02653
(508) 255-9800 westbranchcapital.com

Disability insurance agents in Orleans, Massachusetts help residents and small business owners choose income protection policies. Massachusetts state law requires employers to offer a short-term disability plan through the Paid Family and Medical Leave program. A local agent can explain how private policies supplement this state benefit and protect your income during illness or injury.

What Does a Disability Insurance Agent in Orleans Cost?

The cost of disability insurance in Massachusetts typically ranges from 1% to 3% of your annual income. For a 40-year-old non-smoker, a policy covering 60% of income might cost between $50 and $150 per month. Premiums vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Orleans do?
An agent helps you compare disability insurance policies from different carriers. They explain policy terms, coverage limits, and waiting periods. They also assist with filing claims and understanding Massachusetts PFML benefits.
Do I need disability insurance if I have Massachusetts PFML?
Massachusetts PFML provides partial wage replacement for up to 26 weeks per year. Private disability insurance can offer higher benefit amounts and longer coverage periods. An agent can help you decide if a private policy fits your needs.
How do I choose a disability insurance agent in Orleans?
Look for an agent licensed in Massachusetts with experience in disability coverage. Ask about their familiarity with local employers and self-employment scenarios. Check their reviews on the Massachusetts Division of Insurance website.