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Compare disability insurance agents in Palmer. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Palmer, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 disability insurance agents in Palmer, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
J . Stolar Insurance Agency
2001 Calkins Rd, Palmer, MA 01069
(413) 283-2561
jstolarinsurance.com
Crimmins Graveline Insurance Agency Inc
1010 Thorndike St, Palmer, MA 01069
(413) 283-8378
cgins.com
Disability insurance agents in Palmer Massachusetts help individuals and businesses find coverage that protects income if you cannot work. Massachusetts law requires employers to provide short-term disability through the Paid Family and Medical Leave program but private agents can help with supplemental policies. A local agent understands the needs of Palmer residents and the Massachusetts insurance market.
What Does a Disability Insurance Agent in Palmer Cost?
Typical costs for disability insurance in Massachusetts range from 1% to 3% of your annual income for a policy. For a 40 year old earning 60000 per year a policy might cost 600 to 1800 annually. Rates depend on your age health occupation and benefit terms. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Palmer do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your budget and needs. They explain policy terms such as elimination periods and benefit amounts. They can also assist with filing claims and understanding your Massachusetts PFML rights.
How is disability insurance different from Massachusetts PFML?
Massachusetts PFML provides partial wage replacement for up to 26 weeks for your own serious health condition. Private disability insurance can offer longer benefit periods and higher replacement percentages. An agent can help you layer private coverage on top of the state program.
Do I need a disability insurance agent if I have group coverage at work?
Group disability insurance through your employer may have limits on benefit amounts and duration. An agent can review your group policy and recommend an individual policy to fill gaps. This is common for high earners in Palmer who want more protection.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.