The top-rated disability insurance agent in Quincy, Massachusetts is AAA Quincy, rated 4.5 stars across 463 reviews. Other highly rated options include Chan Insurance Agency, Inc., Idealquote, Agnitti Insurance Agency, Inc.. This directory lists 18 disability insurance agents serving Quincy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Quincy | 650 Adams St | (617) 472-4900 |
| 2 | Chan Insurance Agency, Inc. | 51 Hancock St | (617) 451-6733 |
| 3 | Idealquote | 440 Hancock St Ste 8 | (617) 600-7888 |
| 4 | Agnitti Insurance Agency, Inc. | 21 Franklin St | (617) 770-0123 |
| 5 | Albert J Marchionne Insurance | 11 Independence Ave | (617) 471-5010 |
| 6 | Imaginative Insurance Products | 511 Washington St | (617) 773-0205 |
| 7 | Atlantic Insurance Group | 245 Willard St STE: 200 | (617) 698-2200 |
| 8 | DPS Insurance Group | 400 Crown Colony Dr Suite 103 | (617) 479-5500 |
| 9 | McDonald Insurance | 82 Willard St | (617) 479-7099 |
| 10 | Pike Insurance | 100 Hancock St Suite 203 | (617) 698-7850 |
AAA Quincy serves clients throughout the Norfolk County area, including Quincy, Massachusetts, as a dedicated disability insurance agent. The company assists individuals in understanding how disability coverage can replace lost income during illness or injury. It helps residents evaluate policies for short-term protection during recovery periods. For those with specialized careers, AAA Quincy also guides clients toward suitable long-term disability plans to safeguard their financial stability for years into the future.
Chan Insurance Agency, Inc. in Quincy, MA provides a range of disability insurance agent services to help individuals protect their income in the event of illness or injury. The agency offers policy evaluation and customization to suit personal financial needs, including short-term and long-term coverage options. Clients receive assistance with applications and claims processes to support financial security. The company primarily servi ces single-family homes, apartments, retail locations, and restaurants throughout the area.
Idealquote serves homeowners, small business owners, and self-employed professionals in Quincy, Massachusetts, as a disability insurance agent. The company helps these clients assess their needs for income protection against accidents or illness causing lost wages. Policies can offer short-term or long-term coverage to replace a portion of earnings during recovery. Idealquote also provides guidance on benefit amounts and elimination periods to match individual budgets and financial obligations. Its service area extends throughout Norfolk County and into the nearby Boston metro communities such as Dorchester and South Boston.
Agnitti Insurance Agency, Inc. serves Quincy, MA, and the surrounding South Shore communities. The agency handles disability insurance solutions designed to address income protection for local professionals and small business owners. It represents clients navigating their coverage options to secure financial stability in the event of illness or injury. The typical job is managed by first analyzing each individual’s current employment structure and income needs, then matching them with appropriate benefit plans from available providers.
Albert J Marchionne Insurance serves clients in Quincy, MA, by distinguishing between one-time policy reviews and recurring service plans for long-term coverage management. As a disability insurance agent, the firm helps individuals evaluate options that replace a portion of lost income if illness or injury prevents work. Coverage offerings focus on personal needs and available plan structures in the local area. Service follows a scheduled basis for ongoing policy updates and client check-ins.
Imaginative Insurance Products provides targeted disability insurance services in Quincy, MA, including assistance with short-term and long-term income protection policies. It also guides clients through the general process of evaluating their personal coverage gaps to secure a policy suited to their occupation. During the transition period following a surgery or severe illness, the company helps policyholders understand their claim options and navigate the stepdown from short-term to long-term benefits, ensuring continuous support.
As the seasons change in Quincy, many residents review their financial safeguards against unexpected loss of income. Atlantic Insurance Group serves local professionals and families by offering disability insurance, a product that replaces a portion of earnings if injury or illness prevents work. Based in Quincy, Massachusetts, this agency represents multiple carriers to help match policy features with diverse client needs. A typical first step involves a complimentary assessment of existing coverage and current monthly expenses to identify potential gaps in protection.
DPS Insurance Group advises clients in and around Quincy, Massachusetts on safeguarding their income through disability insurance policies. The company specifically helps individuals plan for protecting their earnings against illness or injury preventing work. It provides in-person consultations to evaluate specific income replacement needs for different professional environments. The agency assists professionals working in settings like offices, warehouses, and food service operations.
Serving residents and businesses in the Quincy area, McDonald Insurance provides disability insurance agent services to local clients. These services protect income from unexpected illness or injury for both individuals and commercial enterprises. Based in Quincy, MA, the agency covers the surrounding region as well. Typical offerings include policy evaluation and claims assistance for disability coverage. Clients may return for policy updates or to address benefit questions between regular scheduled visits, ensuring continuous support.
What Does a a Disability Insurance Agent in Quincy Cost?
The cost of disability insurance in Massachusetts typically ranges from 1 percent to 3 percent of your annual income for a standard policy. For a 40 year old earning 60000 per year a policy might cost between 600 and 1800 annually. Factors such as age occupation health status and benefit amount affect the premium. This is general information and not insurance advice.
About disability insurance agents in Quincy
Disability insurance agents in Quincy Massachusetts help individuals and business owners protect their income with short term and long term disability policies. Massachusetts state law requires certain employers to provide disability insurance through the Paid Family and Medical Leave program but private supplemental policies offer additional coverage. Local agents can explain how these state requirements interact with private plans and help you choose appropriate coverage for your situation.
Frequently Asked Questions
What does a disability insurance agent in Quincy do?
A disability insurance agent in Quincy helps you compare policies from different carriers and find coverage that fits your budget and occupation. They explain policy terms such as elimination periods and benefit amounts. Agents also assist with filing claims and understanding your rights under Massachusetts law.
Is disability insurance required by law in Massachusetts?
Massachusetts does not require individuals to carry private disability insurance. However employers with one or more employees must contribute to the state Paid Family and Medical Leave program which provides partial wage replacement for qualifying medical and family reasons. Private disability insurance can supplement this state benefit.
How do Massachusetts state laws affect disability insurance claims?
Massachusetts has specific laws governing disability insurance claims including time limits for filing appeals and requirements for insurers to respond promptly. For private policies the state mandates that insurers pay benefits within 30 days of receiving proof of loss. An agent can help you understand these deadlines and ensure your claim meets state requirements.