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Compare Disability Insurance Agents in Salisbury, MA
Compare disability insurance agents in Salisbury. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Salisbury, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 disability insurance agents in Salisbury, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Circle Insurance Agency
4 Elm St #1A, Salisbury, MA 01952
(978) 462-4822
worldinsurance.com
Horace Mann Insurance Co
191 Elm St, Salisbury, MA 01952
(978) 388-4185
agents.horacemann.com
Disability insurance agents in Salisbury Massachusetts help individuals and business owners protect their income. Massachusetts state law requires certain employers to provide short-term disability coverage through the Paid Family and Medical Leave program. A local agent can explain how private policies supplement state benefits and tailor coverage to your needs.
What Does a Disability Insurance Agent in Salisbury Cost?
Disability insurance costs in Massachusetts vary based on age occupation benefit amount and waiting period. Typical premiums for an individual policy range from 1 to 3 percent of your annual income. For a 40 year old earning 60000 per year a policy might cost 50 to 150 per month. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Salisbury do?
A disability insurance agent in Salisbury helps you compare policies from different carriers. They explain benefit periods elimination periods and coverage limits. They also assist with filing claims and understanding Massachusetts PFML requirements.
How long do I have to file a disability claim in Massachusetts?
Massachusetts does not have a single statute of limitations for all disability claims. Private policies typically require you to file within 30 to 90 days of becoming disabled. For state PFML benefits you must apply within 60 days of your need for leave.
Do Massachusetts employers have to offer disability insurance?
Massachusetts law does not require employers to provide private long-term disability insurance. However most employers with 25 or more employees must contribute to the state PFML program which provides partial wage replacement for medical and family leave.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.