Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 8 disability insurance agents in Somerset, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Somerset
869 Grand Army of the Republic Hwy, Somerset, MA 02725
(508) 672-2600
branches.northeast.aaa.com
Scott Five Insurance Agency L.L.C.
923 Brayton Point Rd, Somerset, MA 02725
(508) 689-4070
scottfiveinsurance.com
Stafford & Co Insurance - Somerset
1158 County St, Somerset, MA 02726
(508) 675-7404
stafford-insurance.com
Gadbois Insurance
40 Shawomet Ave, Somerset, MA 02726
(508) 678-8180
gadboisinsurance.com
Matthews Insurance
4071 County St, Somerset, MA 02726
(508) 673-2250
matthewsinsagency.com
BayCoast Insurance
921 Grand Army of the Republic Hwy, Somerset, MA 02725
(508) 678-3100
baycoastinsurance.com
Medicare Made Easy
1616 Grand Army of the Republic Hwy, Somerset, MA 02726
(774) 268-3763
medicaremadeeasyma.com
Patenaude Insurance
Somerset Plaza, Route 6, Somerset, MA 02725
(508) 678-3100
What Does a Disability Insurance Agent in Somerset Cost?
Costs for disability insurance in Massachusetts vary based on age, health, occupation, and coverage amount. Typical premiums range from 1% to 3% of your annual income. For example, a 40-year-old in a low-risk job might pay $50 to $150 per month for a policy covering 60% of income. Costs are higher for high-risk occupations or pre-existing conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Somerset do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms like elimination periods and benefit amounts. They do not provide legal advice but can guide you through the application process.
How does Massachusetts state law affect disability insurance?
Massachusetts has a Paid Family and Medical Leave program that provides partial wage replacement for qualifying events. Private disability insurance can supplement this state benefit. An agent can help you understand how private coverage coordinates with the state program.
What types of disability insurance are available in Somerset?
Short-term and long-term disability policies are available. Short-term policies typically cover a few months, while long-term policies can last for years or until retirement. Some policies are offered through employers, while others are purchased individually.