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Find Disability Insurance Agents in Southbridge, MA
Browse disability insurance agents serving Southbridge, Massachusetts. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Southbridge, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 disability insurance agents in Southbridge, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
O'Connor & Company/Burnham and Nale Insurance Agency
176 Main St Suite 340, Southbridge, MA 01550
(508) 765-0651
oconnorinsurance24-7.com
O'Connor & CO / Desrosier Insurance
176 Main St, Southbridge, MA 01550
(508) 764-4321
oconnorinsurance24-7.com
Disability insurance agents in Southbridge Massachusetts help residents protect their income with individual or group disability policies. Massachusetts law requires insurers to follow strict claim handling rules under M.G.L. c. 176D. A local agent can guide you through policy options and the claims process.
What Does a Disability Insurance Agent in Southbridge Cost?
Disability insurance premiums in Massachusetts vary based on age, health, occupation, and benefit amount. Typical monthly costs range from 1% to 3% of your annual income for individual policies. For example a 40 year old earning 60000 per year might pay 50 to 150 per month. Group plans through employers are often cheaper. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Southbridge do?
A disability insurance agent helps you compare policies from different carriers and choose coverage that fits your needs. They also assist with filing claims and understanding policy terms. In Massachusetts agents must be licensed by the state Division of Insurance.
How long do I have to file a disability claim in Massachusetts?
Massachusetts does not set a specific statutory deadline for filing a disability claim, but most policies require prompt notice within 30 days. You should check your policy for exact time limits. Delays can lead to denial.
Can a Southbridge agent help with an existing disability claim denial?
Yes, many disability insurance agents can review your denial and help you gather evidence for an appeal. However they cannot provide legal advice. For complex appeals you may need a Massachusetts disability lawyer.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.