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Compare disability insurance agents in Southwick. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Southwick, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 disability insurance agents in Southwick, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Southwick Insurance Agency Inc.
562 College Hwy, Southwick, MA 01077
(413) 569-3522
southwickinsagency.com
FSC Insurance Agency
603 College Hwy, Southwick, MA 01077
(413) 569-2928
fscinsuranceagency.com
Disability insurance agents in Southwick, Massachusetts help residents understand their coverage options under state law. Massachusetts requires employers to provide short term disability benefits through the Paid Family and Medical Leave program. An agent can guide you through both private policies and state mandated plans to protect your income.
What Does a Disability Insurance Agent in Southwick Cost?
Disability insurance premiums in Massachusetts typically range from 1% to 3% of your annual income. For a 40 year old non smoking professional, a policy with a 90 day elimination period and a benefit period to age 65 might cost between $75 and $200 per month. Costs vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Southwick do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit amounts, elimination periods, and how Massachusetts PFML interacts with private plans. They do not handle claims but can refer you to a claims specialist.
How is Massachusetts PFML different from private disability insurance?
Massachusetts PFML provides up to 26 weeks of paid leave for your own medical condition at a percentage of your wages. Private disability insurance can supplement this or provide longer coverage. An agent can show you how to coordinate both types of benefits.
Do I need a disability insurance agent if I already have employer coverage?
Employer group plans often have limits on benefit amounts and duration. An agent can review your current policy and recommend additional individual coverage to fill gaps. This is especially important for high income earners in Southwick.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.