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Find Disability Insurance Agents in Watertown, MA

Directory of disability insurance agents in Watertown, Massachusetts. Verify credentials with the state department of insurance before hiring.

6 agents listed
Updated May 2026
Watertown, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 6 disability insurance agents in Watertown, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
A-Affordable Insurance Agency, Inc.
351 Main St, Watertown, MA 02472
(617) 924-4242 a-affordableinsurance.com
Dallas Insurance Agency
68 Watertown St, Watertown, MA 02472
(617) 924-7474 robertadallasinsurance.com
WT Phelan Insurance
144 Main St, Watertown, MA 02471
(617) 923-9607 wtphelan.com
Jamgochian Insurance
405 Mt Auburn St, Watertown, MA 02472
(617) 924-7518 jamgoinsurance.com
J M Whitney Insurance Inc
151 Coolidge Ave #102, Watertown, MA 02472
(617) 924-6995 jmwhitney.com
Robert J O'Brien Insurance
279 Mt Auburn St, Watertown, MA 02472
(781) 899-1700

What Does a Disability Insurance Agent in Watertown Cost?

Disability insurance premiums in Massachusetts typically range from 1% to 3% of your annual income. For a 35-year-old earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Costs depend on your age, health, occupation, and the benefit amount and waiting period you choose. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Watertown do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs and budget. They explain policy terms, exclusions, and benefit amounts. They can also assist with filing claims and understanding Massachusetts state disability laws.
Do I need disability insurance if I have Massachusetts PFML?
Massachusetts Paid Family and Medical Leave provides partial wage replacement but may not cover your full income. Private disability insurance can supplement PFML benefits. An agent can help you evaluate whether additional coverage is right for your situation.