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Disability Insurance Agents in West Yarmouth, MA

Looking for a disability insurance agent in West Yarmouth? Review the directory below to compare your options.

4 agents listed
Updated May 2026
West Yarmouth, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 disability insurance agents in West Yarmouth, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Schlegel & Schlegel Insurance Brokers
34 Main St #28, West Yarmouth, MA 02673
(508) 771-8381 progressiveagent.com
Marshall K Lovelette Insurance Agency
396 MA-28, West Yarmouth, MA 02673
(508) 775-4559 loveletteins.com
The Oceanside Insurance group
411 MA-28, West Yarmouth, MA 02673
(508) 771-1660 oceansideinsurance.com
Met Life
25 Mid-Tech Dr, West Yarmouth, MA 02673
(508) 313-9376

Disability insurance agents in West Yarmouth, Massachusetts help residents and small business owners find coverage that protects their income. Massachusetts has a mandatory short-term disability program through the Department of Family and Medical Leave, and a local agent can explain how private policies interact with this state benefit. Working with an agent in West Yarmouth ensures you understand policy terms specific to Cape Cod employment patterns.

What Does a Disability Insurance Agent in West Yarmouth Cost?

Disability insurance premiums in Massachusetts typically range from 1% to 3% of your annual income, depending on your age, health, and occupation. For a 40-year-old office worker, a policy with a 90-day waiting period and a benefit of $5,000 per month may cost between $100 and $250 per month. Costs vary by carrier, benefit amount, and elimination period. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in West Yarmouth do?
A disability insurance agent helps you compare policies from different carriers, explains coverage limits, and assists with filing claims. They can also help you understand how Massachusetts Paid Family and Medical Leave (PFML) works with private disability plans.
How is Massachusetts disability insurance different from other states?
Massachusetts requires employers to provide short-term disability coverage through the state PFML program, which offers up to 26 weeks of paid leave. Private disability insurance can supplement this benefit. Agents in West Yarmouth know how to coordinate private policies with state requirements.
Do I need disability insurance if I already have Massachusetts PFML?
The state PFML program provides partial wage replacement, but it may not cover your full income. Private disability insurance can fill the gap and offer longer benefit periods. An agent can help you evaluate your specific needs based on your occupation and income level.