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Find Disability Insurance Agents in Lake Orion, MI

Directory of disability insurance agents in Lake Orion, Michigan. Verify credentials with the state department of insurance before hiring.

8 agents listed
Updated May 2026
Lake Orion, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 8 disability insurance agents in Lake Orion, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
J Jacobs and Associates ⭐⭐⭐⭐⭐
4301 S Baldwin Rd, Lake Orion, MI 48359
(248) 693-6455 jjainsurance.com
Jake Asbury - State Farm Insurance Agent
3055 S Baldwin Rd, Lake Orion, MI 48359
(248) 636-1644 asburysf.com
Great Lakes Independent Insurance Agency, Inc.
36 W Flint St, Lake Orion, MI 48362
(248) 393-2400 greatlakesindependent.com
FAMILY SHIELD INSURANCE GROUP
1290 S Lapeer Rd, Lake Orion, MI 48360
(248) 436-2888 familyshieldins.com
Farmers Insurance - Christy Skrine
1520 S Lapeer Rd Ste 209, Lake Orion, MI 48360
(248) 693-0050 agents.farmers.com
Gerry Farm Bureau Agency
18 S Broadway St, Lake Orion, MI 48362
(248) 621-2620 michfb.com
Ashley Orion
325 W Silverbell Rd, Lake Orion, MI 48359
(248) 475-9173
Various Insurance Planning
3814 Cedar Key Dr, Lake Orion, MI 48360
(248) 393-3146 variousinsuranceplanning.com

Disability insurance agents in Lake Orion, Michigan help individuals and businesses find coverage that meets their needs. Michigan law requires certain policies to include specific provisions, such as a 30-day grace period for premium payments. Local agents can guide you through policy options and claim processes.

What Does a Disability Insurance Agent in Lake Orion Cost?

Disability insurance costs in Michigan vary by age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of annual income. For example, a 40-year-old earning $60,000 per year might pay $50 to $150 per month for a policy with a 90-day elimination period. Costs are higher for high-risk occupations or pre-existing conditions. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Lake Orion do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage limits, elimination periods, and benefit durations. They also assist with filing claims and understanding Michigan insurance regulations.
How does Michigan law affect disability insurance claims?
Michigan Revised Statutes Section 500.3406 requires insurers to act in good faith when handling claims. Agents can help you understand your rights under this law. They also know the 30-day time limit for insurers to respond to claim submissions.
Can a Lake Orion agent help with an existing claim denial?
Yes, many agents assist with claim denials and appeals. They review policy language and help gather medical evidence. Michigan law allows you to request a formal review within 60 days of a denial.