Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 8 disability insurance agents in Rochester Hills, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Amy Bashi - State Farm Insurance Agent
2494 S Rochester Rd, Rochester Hills, MI 48307
(248) 792-9230
amybashi.com
Allied Insurance Managers, Inc.
1055 E South Blvd #110, Rochester Hills, MI 48307
(248) 853-0930
alliedinsmgr.com
The Crawford Insurance Group
1415 Walton Blvd., Rochester Hills, MI 48309
(248) 402-5005
crawfordinsurancegroup.com
Roncelli Insurance Group
2993 Corinthia Dr, Rochester Hills, MI 48309
(586) 212-3595
roncelliinsurancegroup.com
Julie Tourangeau - State Farm Insurance Agent
1826 E Auburn Rd, Rochester Hills, MI 48307
(248) 852-0800
agentjulietour.com
Jay Munj - State Farm Insurance Agent
1461 N Rochester Rd, Rochester Hills, MI 48307
(248) 218-2526
agentjaymunj.com
James D. Bokshan CLU ChFC RHU REBC
441 S Livernois Rd #270, Rochester Hills, MI 48307
(248) 822-6070
askhic.com
Prysock Insurance Group, LLC
6841 N Rochester Rd # 300E, Rochester Hills, MI 48306
(248) 650-8200
prysockinsurance.com
What Does a Disability Insurance Agent in Rochester Hills Cost?
The cost of disability insurance in Michigan varies by age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For a 40-year-old earning $60,000 per year, a policy might cost $50 to $150 per month. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Rochester Hills do?
A disability insurance agent helps you find and apply for disability insurance policies. They explain coverage options, compare plans from different carriers, and assist with claims or appeals. In Michigan, agents must be licensed by the Department of Insurance and Financial Services.
How long do I have to file a disability claim in Michigan?
Michigan does not have a single statute of limitations for all disability claims. For private policies, the deadline is usually stated in your contract, often 30 to 90 days after the disability starts. For ERISA-governed group plans, you typically have 180 days to file an initial claim.
Can a disability insurance agent help if my claim is denied?
Yes, an agent can review your denial letter and explain your policy terms. They can guide you through the internal appeals process, which is required before you can sue. For ERISA plans, you usually have 180 days to appeal a denial.