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Compare Disability Insurance Agents in Excelsior, MN
Browse disability insurance agents serving Excelsior, Minnesota. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Excelsior, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 disability insurance agents in Excelsior, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chad Babcock - State Farm Insurance Agent
378 Oak St Ste 100, Excelsior, MN 55331
(952) 474-1454
chadbabcock.com
M/Y SHORELINE
378 Oak St, Excelsior, MN 55331
(952) 492-5013
m-yshoreline.com
Disability insurance agents in Excelsior, Minnesota help individuals and businesses find coverage that fits their needs. Minnesota law requires certain disability policies to include a 30-day grace period for premium payments. Local agents can guide you through policy options and claims processes specific to Minnesota regulations.
What Does a Disability Insurance Agent in Excelsior Cost?
Disability insurance agent services in Minnesota typically do not charge a direct fee to clients. Agents earn commissions from insurance carriers, which are built into the policy premium. Premiums for individual disability coverage in Minnesota can range from 1% to 3% of your annual income, depending on age, health, and occupation. Group policies through employers may have lower costs. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Excelsior do?
A disability insurance agent helps you compare policies from different carriers and explains coverage terms. They assist with applications and can help you understand Minnesota-specific policy requirements.
How do I choose a disability insurance agent in Excelsior?
Look for an agent licensed in Minnesota with experience in disability coverage. Ask about their knowledge of Minnesota insurance laws and how they handle claims support.
What Minnesota laws affect disability insurance policies?
Minnesota Statute 62A.04 requires that individual disability policies include a 30-day grace period and a 60-day contestability period. Agents must follow state regulations when selling policies.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.