The top-rated disability insurance agent in Great Falls, Montana is Todd Neighbor at Comparion Insurance Agency, rated 5.0 stars across 69 reviews. Other highly rated options include Balthazar Insurance Agency, Advanced Agency Alliance, Mike Smith - Representing Smith Family Insurance Agency. This directory lists 20 disability insurance agents serving Great Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Todd Neighbor at Comparion Insurance Agency | 1703 2nd Ave N | (406) 217-1442 |
| 2 | Balthazar Insurance Agency | 908 6th St S | (406) 452-0422 |
| 3 | Advanced Agency Alliance | South Side of Building, 408 9th St S | (406) 727-0230 |
| 4 | Mike Smith - Representing Smith Family Insurance Agency | 33 Division Rd #1 | (406) 453-6453 |
| 5 | Cogswell Insurance Agency | 800 9th St S | (406) 761-5000 |
| 6 | Marsh McLennan Agency | 405 3rd St NW 3rd floor | (406) 761-1160 |
| 7 | Tschetter Agency- Farmers Union | 325 Smelter Ave NE | (406) 836-9320 |
| 8 | Leavitt Great West | 21 3rd St N Suite 3B | (406) 453-0409 |
| 9 | GoCare Health Insurance Co. | 424 Central Ave W | (406) 306-0195 |
| 10 | Advantage Insurance Agency LLC | 207 Smelter Ave NE #2nd | (406) 452-2956 |
Todd Neighbor at Comparion Insurance Agency serves the Great Falls, Montana metro area and surrounding Cascade County. This agency specializes in helping individuals and families secure disability insurance coverage. The team assists clients in understanding policy options that provide income protection if illness or injury prevents them from working. They guide customers through the application process to find suitable plans tailored to different occupations and income levels. Their specific services include evaluating short-term disability policies and advising on long-term disability insurance solutions.
Balthazar Insurance Agency serves clients in Great Falls, Montana and the surrounding communities in Cascade County. The company assists individuals and local businesses with securing disability insurance policies. They handle both short-term and long-term disability coverage, helping to protect income in the event of an illness or injury. The agency focuses on evaluating each client’s specific occupation and income needs to recommend a suitable plan. To accomplish a typical job, it reviews personal financial details and policy options to find practical coverage that fits the client’s situation.
Advanced Agency Alliance provides disability insurance agent services to clients in and around Great Falls, Montana. Its offerings include guiding individuals and business owners through the process of selecting policies that protect income during illness or injury. The company assists with initial plan enrollment, explains benefit periods and elimination riders, and helps coordinate ongoing policy reviews or adjustments as circumstances change. The agency serves single-family homes, apartments, retail locations, and restaurants throughout the local area.
For one-time or recurring service needs, Mike Smith representing Smith Family Insurance Agency provides disability insurance agent services in Great Falls, MT. The agency helps clients secure income protection through appropriate coverage policies, ensuring financial stability during times of medical inability to work. As a local agent, Mike Smith offers personalized guidance on selecting suitable plans based on individual employment and health circumstances. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s ongoing requirements.
Homeowners, business owners, and other working professionals in Great Falls, MT rely on Cogswell Insurance Agency for disability insurance agent services. The agency helps clients understand how income replacement policies function after an injury or illness prevents employment. It assesses individual earning requirements and explains typical policy terms like elimination periods and benefit durations. Customers receive guidance on selecting suitable coverage that protects their financial obligations. The firm also serves clients in the surrounding Cascade County area.
Marsh McLennan Agency serves residents of Great Falls, Montana, by providing disability insurance agent work that addresses individual income protection needs. Commercial coverage is also available for area businesses seeking to safeguard their staff against earnings loss. The agency extends its services across the Great Falls region, meeting clients wherever they are located. Support continues between regular visits, as follow-up appointments are scheduled to adjust policies or answer emerging questions regarding claim processes.
Tschetter Agency- Farmers Union specializes in disability insurance for residents of Great Falls, MT and the surrounding area. The agency assists individuals in understanding the differences between short-term and long-term disability coverage options tailored to local employment conditions. It serves clients facing medical leave from common regional industries, such as agriculture and manufacturing. Its guidance proves especially valuable during seasonal changes, when physical labor demands shift and workers consider coverage for unexpected injuries.
Leavitt Great West works with individuals and businesses in Great Falls, MT, to secure disability insurance coverage that protects income during illness or injury. It specializes in both short-term and long-term disability policies, helping clients tailor plans to their specific needs. This local disability insurance agent serves a range of commercial sectors, including offices, warehouses, and food service operations throughout the area.
GoCare Health Insurance Co. serves residents in the Great Falls area, providing disability insurance coverage for individuals and families navigating income protection needs. Commercial policies are also available for local businesses seeking to protect their employees and operations. The agency covers the broader community and surrounding regions of Montana. Their team assists clients with policy selection and ongoing plan adjustments, ensuring follow-up and repeat service between regular visits to address changing circumstances or benefits updates.
What Does a a Disability Insurance Agent in Great Falls Cost?
Disability insurance agents in Montana typically earn commissions paid by the insurance company not by you. Policy premiums vary based on age health and coverage amount ranging from 1% to 3% of your annual income per year. For example a 40-year-old earning 60000 might pay 600 to 1800 annually for a policy. Costs differ for each case. This is general information not insurance advice.
About disability insurance agents in Great Falls
Disability insurance agents in Great Falls Montana help you navigate claims for short-term and long-term benefits. Montana law requires insurers to respond to claims within 30 days under the Montana Unfair Trade Practices Act. A local agent can guide you through the process and explain how state rules protect your rights.
Frequently Asked Questions
What does a disability insurance agent in Great Falls do?
A disability insurance agent helps you file claims and appeal denials for disability benefits. They explain policy terms and assist with paperwork. Agents in Montana must be licensed by the state to sell and service disability policies.
How long do I have to file a disability claim in Montana?
Montana law does not set a specific deadline for filing a claim, but most policies require prompt notice. The insurer must make a decision within 30 days of receiving your claim under Montana Code Annotated 33-18-201. Check your policy for exact time limits.
Can a disability insurance agent help with an appeal in Great Falls?
Yes an agent can assist with the appeals process by gathering medical records and submitting required forms. Montana law gives you 180 days to appeal a denied claim under the Employee Retirement Income Security Act for group plans. State-regulated policies may have different timelines.