The top-rated disability insurance agent in Elko, Nevada is Shabonya Dutton - State Farm Insurance Agent, rated 4.9 stars across 300 reviews. Other highly rated options include Brent Stokes - State Farm Insurance Agent, Michael Popp at Comparion Insurance Agency, WFG National Title Insurance Company. This directory lists 17 disability insurance agents serving Elko.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shabonya Dutton - State Farm Insurance Agent | 1794 Idaho St | (775) 738-3423 |
| 2 | Brent Stokes - State Farm Insurance Agent | 698 5th St | (775) 738-9296 |
| 3 | Michael Popp at Comparion Insurance Agency | 225 Silver St Ste - 103 | (775) 748-8990 |
| 4 | WFG National Title Insurance Company | 905 Railroad St #204 | (775) 440-6377 |
| 5 | A and H Insurance | 526 Idaho St | (775) 777-0900 |
| 6 | Gregory Insurance Agency | 789 Railroad St | (775) 738-7103 |
| 7 | Priority Plus Insurance & Financial Group | 521 Idaho St | (775) 738-7131 |
| 8 | Comparion Insurance Agency | 225 Silver St Ste - 103 | (775) 777-3700 |
| 9 | Hometown Solutions Insurance | 301 W Silver St | (775) 777-9771 |
| 10 | Farmers Insurance - Daena Romero Sandoval | 1010 Court St | (775) 738-3131 |
Shabonya Dutton - State Farm Insurance Agent serves the Elko, Nevada area as a disability insurance agent. This office helps local residents and workers understand their options for income protection when illness or injury prevents them from working. Policies typically cover a portion of lost wages during a recovery period. The agent also assists clients with selecting short-term disability and long-term disability coverage tailored to individual employment situations.
Brent Stokes - State Farm Insurance Agent in Elko, NV, provides disability insurance solutions designed to replace a portion of lost income if a client cannot work due to illness or injury. The agency assists clients with individual policy evaluations and helps navigate the application process for tailored coverage plans. Ongoing support includes reviewing policy terms and helping adjust benefits as lifestyle needs change. It services single-family homes, apartments, retail spaces, and restaurants.
Homeowners and small business owners in the Elko, Nevada area seeking disability income protection rely on Michael Popp at Comparion Insurance Agency for guidance on individual and group policies. They explore coverage options that replace lost wages due to illness or injury, ensuring financial stability during recovery. Tailored consultations help clients understand key policy features, including benefit periods and elimination periods. The agent also serves clients throughout the surrounding Spring Creek area and other neighboring communities in Elko County.
Serving Elko, Nevada, and the surrounding communities, WFG National Title Insurance Company handles disability insurance agent work for clients in the region. It helps individuals secure coverage that can replace a portion of income if an illness or injury prevents them from working. The company understands the specific financial needs of local residents and offers guidance on policy options. Building a typical case begins with a thorough assessment of the client's occupation, existing benefits, and monthly obligations to recommend a suitable plan.
Serving the Reno area and its surrounding communities in Nevada, A and H Insurance focuses on disability insurance agent services. They help clients understand and select policies that protect their income and financial stability in the event of illness or injury. The firm works with individuals to assess their personal risk factors and coverage needs. For a typical job, it carefully reviews policy options and benefit structures to present tailored solutions for each client’s situation.
Winter weather and high-altitude work in Elko often raise the risk of disabling injuries, making disability insurance a critical safeguard for local residents and professionals. Gregory Insurance Agency responds by guiding clients through policy options that address such regional exposures. An agent starts by reviewing the applicant’s current coverage gaps and income replacement needs. The process concludes with a thorough assessment of the individual’s occupation and daily activities to determine the most suitable plan structure.
Priority Plus Insurance & Financial Group provides disability insurance agent services, offering access to both short-term and long-term disability policies. The company works with individuals and businesses in Elko, NV to help secure income protection for illness or injury that prevents work. It covers a wide range of occupation-specific plans, including policies for self-employed professionals and local trade workers. Elko residents often seek guidance during open enrollment periods, or after a major life change such as a new job, an injury recovery, or starting a family.
Comparion Insurance Agency in Elko, NV provides disability insurance services on both a one-time basis for individual policy assessments and a recurring arrangement for ongoing coverage reviews. Their work focuses on helping local professionals understand the financial protections available if illness or injury prevents them from working. Policy evaluations and application assistance are tailored to each client’s specific employment situation and income needs. Service is offered on an as-needed basis, with clients scheduling appointments whenever they require a policy update or new coverage inquiry.
Hometown Solutions Insurance serves residential clients in Elko with disability income protection guidance. The agency also assists commercial entities in structuring coverage for employee needs across the surrounding area. Their work involves explaining policy terms and helping applicants navigate claims processes for short-term or long-term disability scenarios. Repeat visits to existing policyholders often occur during routine paperwork updates or annual policy reviews, with prompt follow-up provided between regular appointments to address any coverage questions.
Farmers Insurance - Daena Romero Sandoval in Elko, Nevada, provides personal and commercial insurance solutions, with a specialized focus on disability income protection. The agency helps individuals safeguard their earnings against unforeseen medical conditions that prevent them from working. For business owners, it offers tailored policies that support payroll continuation during an employee’s recovery period. It serves a range of commercial sectors, including local offices, warehouses, and food service operations, ensuring these businesses can maintain stability through employee disability claims.
What Does a a Disability Insurance Agent in Elko Cost?
Disability insurance agent services in Nevada are typically paid through commissions from the insurance carrier so there is no direct fee to you. Policy premiums vary widely based on age health occupation and benefit amount. For example a 40-year-old office worker in Elko might pay 1 to 3 percent of their annual income for a policy. Costs can be higher for high-risk occupations like mining or construction. This is general information not insurance advice.
About disability insurance agents in Elko
Disability insurance agents in Elko Nevada help individuals and businesses find coverage that meets their needs. Nevada law requires agents to hold a valid license issued by the Nevada Division of Insurance. Agents can assist with both short-term and long-term disability policies for workers in mining, healthcare, and other local industries.
Frequently Asked Questions
What does a disability insurance agent in Elko do?
A disability insurance agent helps you compare policies from different carriers and explains coverage options. They can also guide you through the application process and answer questions about Nevada-specific policy requirements.
Do I need a disability insurance agent in Elko if I already have employer coverage?
Yes because employer plans may have limits or exclusions. An agent can help you find supplemental individual coverage to fill gaps. Nevada law does not require employers to offer disability insurance so an agent can help you secure your own policy.
How do I choose a disability insurance agent in Elko Nevada?
Look for an agent licensed in Nevada with experience in disability policies. Ask about their familiarity with Nevada insurance regulations and check their standing with the Nevada Division of Insurance. A good agent will explain policy terms clearly without pressure.