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Find Disability Insurance Agents Near You in Bergenfield, NJ

Compare disability insurance agents in Bergenfield. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Bergenfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 disability insurance agents in Bergenfield, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
George Hernandez - State Farm Insurance Agent
84 S Washington Ave, Bergenfield, NJ 07621
(201) 338-4850 georgehernandezagency.com
The Insurance Place
263 S Washington Ave, Bergenfield, NJ 07621
(201) 384-7000 theinsuranceplace.net

A disability insurance agent in Bergenfield, New Jersey can help you understand your policy options and file claims. New Jersey law requires employers to provide temporary disability insurance through the state plan or a private plan. Working with a local agent ensures you get guidance tailored to Bergenfield and state regulations.

What Does a Disability Insurance Agent in Bergenfield Cost?

Disability insurance agent services in New Jersey typically do not charge a direct fee to you. Agents earn commissions from insurance companies, which are built into the policy premium. Premiums for individual disability insurance in New Jersey range from 1% to 3% of your annual income, depending on age, health, and occupation. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Bergenfield do?
A disability insurance agent helps you choose a policy, understand coverage limits, and file claims. They can explain New Jersey state disability benefits and how private policies work alongside them.
How long do I have to file a disability claim in New Jersey?
In New Jersey, you must file a claim for temporary disability benefits within 26 weeks of becoming disabled. A disability insurance agent can help you meet this deadline and gather required documents.
Do I need both state and private disability insurance in Bergenfield?
New Jersey employers must provide temporary disability coverage, but it may not be enough for your needs. A private policy can replace a higher percentage of your income. An agent can compare options for you.